Learn to live within your means and be debt free. Increase savings, invest to grow your money for retirement. Watch out for scams, scums and the schmucks of the financial world. Get more information from books and seek help from financial advisers.

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Keep in mind, investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money.

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Structured Settlements Information: Understanding the Terminology

Saturday, June 15, 2013, 1:00 AM | 3 Comments

Whether you are just starting your court case, are waiting for your first payment to arrive, or have been receiving payments for years but are considering getting a cash out lump sum, you probably still need some basic structured settlements information. One great way to do this is to provide you with some definitions on […]

Sticking To A Budget If Your Work Is Seasonal

Friday, June 14, 2013, 1:00 AM | Leave Comment

When you’re looking for budget advice, most people will simply tell you to draw up a list of your monthly incomings and outgoings, and stick to it rigidly. However, if your work is seasonal or irregular, it might not be possible to draw up such a clear budget planner. Hiring seasonal workers is becoming popular […]

What Does Asset Management Mean?

Thursday, May 16, 2013, 1:00 AM | 1 Comment

Asset management means that one is willing to create a portfolio through education fund, retirement fund or any other objective. A specialized advisor can assist one to comprehend the need of asset management and the risks present in it. In spite of being risky, asset management is rewarding as well. Wealth management which is associated […]

Borrow or Lend As Little As $25 With The Help Of Kiva

Thursday, May 9, 2013, 1:00 AM | 2 Comments

There are many programs about peer-to-peer micro-lending, one of which is Kiva.org that’s still in business. Another one is Virgin Money (VM) but it’s closed to the U.S. market. VM serves only UK, Australia and South Africa. Kiva is open to all. Kiva is a nonprofit organization that promotes itself as a link between small […]

Tips How To Spend Your Tax Refund Efficiently

Wednesday, April 24, 2013, 1:00 AM | 2 Comments

It’s more than a week since the deadline for filing the U.S. tax return forms. If you are like most taxpayers, you have e-filed your return. Folks who indicated on their return and filled information for direct deposit, IRS suggests you should get your refund within 21 days. Those who have received their refund and […]

Properly Managing Your Finances During Divorce

Saturday, April 13, 2013, 1:00 AM | 1 Comment

Throughout our lives we will face many stressful situations, for some, this may include going through a divorce. If you ever have to face a time like this, you should know that it is important that you protect yourself financially. It is understandable that going through a divorce will leave you feeling mentally and physically […]

What You Need to Know about Federal Housing Section 8

Thursday, April 11, 2013, 1:00 AM | 1 Comment

The Housing Act of 1937, or simply called Section 8, is the US housing program that states the government can provide assistance to low income households in paying the rent. The Housing Act has many components, but the best known is the Housing Choice Voucher or Section 8. The Department of Housing and Urban Development […]

Five Ways to Get Car Loan With Bad Credit & No Money Down

Friday, April 5, 2013, 1:00 AM | 5 Comments

Approving a car loan with bad credit and cash down might not be a cakewalk, but it is very much possible. You might have to engage in a lot of research, negotiate with a lot of dealers but ultimately you will be successful and happy to see that your credit score has increased. Firstly, stop […]

2 Ways To Take Control of Your Financial Future

Wednesday, February 27, 2013, 1:00 AM | 2 Comments

Before accepting your application for loan which also includes issuing you credit card, many banks these days research about your past behavior handling your finances. There may not be anything wrong with it. It’s the lenders’ money and they want a good return on it. Lenders try to understand how you have dealt with your […]

Talk to human instead of robot

Friday, February 15, 2013, 2:00 AM | Leave Comment

These days most companies have automated their customer service on the phone. They tell us it may be cumbersome and annoying and more frequently frustrating to the customer but it’s cheaper. They save money. That saved money is never passed on to their customers. Instead there are times when consumers don’t get an answer, they […]