Wikipedia defines mortgage as: "While a mortgage in itself is not a debt, it is the lender's security for a debt." However it is considered good debt for consumers. When handled correctly, it can be and usually is your livelihood.

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30-year Mortgage Rate Falls For The Ninth Week

Sunday, January 4, 2009, 6:00 AM | 1 Comment

Lower rates and falling house prices are making home mortgages more affordable to potential home buyers. For instance, house prices fell 18 percent over the 12-month period ending in October, 2008. As a result, financial news have it that the number of refinance applications for conventional mortgages jumped over 500% between the weeks ending on […]



UnderWater Mortgages Are Growing Threat To US Economy

Monday, October 27, 2008, 12:27 PM | Leave Comment

In Tuesday, Oct 21 2008 edition of Reuters.com, there is an article about Under water mortgages are growing threat to U.S. by Tom Brown. “Under water mortgages” are those when you owe more in mortgage than your home is worth. Let’s say, your home was estimated to be worth $150,000 and you owe $200,000. So, […]



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