Wikipedia defines mortgage as: "While a mortgage in itself is not a debt, it is the lender's security for a debt." However it is considered good debt for consumers. When handled correctly, it can be and usually is your livelihood.

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Energy Efficient Mortgages Made Simple (EEM)

Tuesday, June 4, 2013, 1:00 AM | Leave Comment

Energy efficient mortgages (EEMs, sometimes known as “green mortgages”) are loans that allow homeowners to finance energy-efficient upgrades for their current home or in a new home purchase. The cost of the upgrades is rolled into the mortgage so that multiple loans are not needed. An EEM allows lenders to extend borrowers’ debt-to-income qualifying ratio, […]

The Versatility of Mortgage Finance Loan

Tuesday, May 28, 2013, 1:00 AM | 1 Comment

The rates of mortgages are increasing since last two weeks but it’s not a big worry for those who still have not applied for mortgages. The mortgage rates are historically low even after such a nominal increase. The interest rate for a 30-year fixed mortgage loan increased from 3.42% to 3.51% in second week of […]

How to Get a Better Deal on Your Mortgage

Saturday, May 11, 2013, 1:00 AM | 8 Comments

Housing values are expected to become sluggish in the coming months, with investment analysts predicting a reduction in the growth of bonds by between two and four percent. On a happier note, interest rates are being pushed down, giving investors the chance to inject their investment efforts into property – an asset that forms a […]

Help Is Click Away For Home Searching

Saturday, February 16, 2013, 2:00 AM | Leave Comment

Buying a home can be an overwhelming experience, and it starts with your initial search. At times, it can be very annoying and frustrating. The best thing to do is save money by doing your homework. Talk to several lenders, compare costs and interest rates, negotiate to get a better deal. Consider getting pre-approved for […]

How to Seize Lowest Mortgage Rates?

Wednesday, February 13, 2013, 2:00 AM | 8 Comments

How to chase the lowest mortgage rates in the market will be a million dollar worth question for those who are into this field for the first time. Most of the borrowers think about signing mortgage deals with lenders whom they met first. This is preventing their chance to seize potential mortgage rates. Like going […]

Adding Value to Your Home

Thursday, February 7, 2013, 2:00 AM | 15 Comments

As we all know, today’s housing market isn’t the greatest. With values declining and homeowners struggling to sell their houses, people are looking for other ideas to add value to their homes. There are many ways to go about trying to add value to their homes, and a lot of options can be done by […]

Tips If Reverse Mortgage Is Good For You

Wednesday, January 9, 2013, 2:00 AM | 6 Comments

Are you at least 62 years old? Do you have enough or full equity in your home? Does it get harder and harder to live on your income? Are you retired and living on fixed income? If you say YES to any of these questions, reverse mortgage may be a good option for you. It […]

Refinancing Mobile Homes Is The New Age Mantra

Wednesday, December 19, 2012, 2:00 AM | 10 Comments

Home is where the heart is, goes a famous saying. What if you can move about with your home to any place. These portable homes, more popularly known as Mobile homes are rare and are easier to set up than traditional homes. Like for traditional home financing, there are lenders like banks and mortgage companies […]

Australians Have Taken to Saving for First Home Purchases

Friday, October 5, 2012, 2:00 AM | Leave Comment

A popular adage in the current global economy says that the only nations and individuals that manage to successfully sail the murky waters of the recessions are those who learn the valuable lesson of frugality. Frugality is not to be equated with living far below one’s means, but with practicing foresight and a responsible attitude […]

Compare the Best Mortgage Rates in Ontario – Decide of Your Life

Friday, September 28, 2012, 2:00 AM | 9 Comments

Financial planning is undoubtedly tricky. If you are one of the millions who struggle with managing your finances, then you definitely know what we’re talking about. One simple mistake or oversight can cost you a lot of time and effort, and if the accounts don’t balance, then you may be in for some extra work. […]