Friday, March 27, 2015, AM | Leave Comment
In many third world countries, there is no insurance of any kind. No health insurance, no life insurance, no auto insurance. You name a kind of insurance and chances are they don’t have it. So if you have an auto accident, somebody hits you from the rear, you are on your own.
The most you can do is go to the hospital as out-patient, they put dresses on you and you are home by the end of the day.
There are some advantages for not having auto insurance. Folks can’t sue and they don’t get whiplash either let alone Chronic Whiplash Syndrome.
That’s one culprit in those societies that has not developed yet. But it’s not entirely specific to the third world. When we say third world, countries in Asia and Africa come to mind.
However, in one of the European countries known as Lithuania, a satellite state of the former U.S.S.R., folks don’t have particular insurance known by other name as Indemnity.
The Lancet, a British medical journal
A study was published in the journal stating that in Lithuania rear-end collisions happen much as they do in the rest of the world.
Cars crash, bumpers crumple and tempers flare.
However, drivers in cars that have been hit there do not seem to suffer the long-term complaints so common in other countries especially in the United States: the headaches or lingering neck pains that have come to be known as chronic whiplash, or whiplash syndrome.
And the reason the study found might be that Lithuania lacks the kind of indemnity we have here in the U.S. So no indemnity, no whiplash.
Whereas in the U.S., it has become a custom, a fashion if you will, that when hit by another car from the rear, you will definitely need to have whiplash, real or imaginary.
There is no such accident if there is no whiplash. You gotta have a whiplash developing into the long term Chronic Whiplash Syndrome.
For those folks whose mother tongue is not English
In this particular case, an indemnity is a sum paid by insurer of the hitting car to the receiver of the whiplash by way of compensation for the particular loss suffered by the recipient.
Forms of indemnity include cash payments, repairs, replacement, and reinstatement.
One of the authors of the study
Dr. Schrader said he and his colleagues had chosen Lithuania for a study of whiplash “because there is no awareness there about whiplash or potential disabling consequences, and no, or very seldom, insurance for personal injury.”
What does the Insurance guy is saying
Whiplash is the bane of the insurance industry. From half to two-thirds of all the people who file injury claims from car accidents report back and neck sprains. Insurers say some of those claims are false, or exaggerated.
In a Nutshell
The subject is controversial at best. Whether they get whiplash in other countries or not, here in the United States, whether real or imaginary, whiplash seems to have become a custom and a fashion.
If you want to make a quick buck in the States, get a whiplash.
Sanford & Son