Classic Car Insurance for Classic Vintage Cars

Wednesday, August 1, 2012, 2:00 AM | 1 Comment

A classic car and a classic-vintage car are two different things, so when it comes to insurance, it is important that you are purchasing the right one for you.

A classic car is usually a vehicle over 15 years old although some companies may specify a value as part of the definition as well.

A classic- vintage car is a vehicle that was originally manufactured somewhere between the first and second world wars.

A vintage-classic car, given the age, is often one that has been restored. The owners take great pride in their maintenance and car in their keeping.

This is the first thing you need to make sure you are specific about when looking for your insurance. As part of your classic car insurance package, you want to ensure you are going to get the right deal.

Having put so much effort and work into the vehicle, if something should break down, you want your insurance to replace it.

That is the second reason you need to be vigilant when choosing your car insurance because your vehicle parts may be hard to come by.

Your insurer needs to confirm that parts will be replaced like for like so you get the authenticity you have worked hard for.

Some classic car owners prefer to go for manufacturer specific insurance because of this.

Alfa Romeo Insurance, for example, is tailored around the potential requirements for an Alfa Romeo and therefore, you would hope, this company would know where the parts you may need are going to come from.

They would also have a better understanding of the vehicle. It is your decision mind but it couldn’t hurt to get an Alfa Romeo Insurance quote alongside the others and look into the benefits that this manufacturer specific insurance could bring.

Considering the work you have put into the vehicle; you need to make a list of your requirements before diving in to ensure your vehicle is covered, properly, for all eventualities.

If something were to go wrong, it could be very costly so be sure to think outside the box when making this list.

Once you have a better idea of what you could need; the best bet for you when choosing your insurance is the World Wide Web.

The internet makes finding insurance deals a lot easier with the use of comparison sites.

You can choose all of the options you need and be handed the cheapest prices on a plate.

There are a number of comparison sites out there so try a few because they all deal with different companies.

When you make your decision, don’t settle for anything less than all of your requirements being ticked. What one insurer cannot offer you, undoubtedly, another one will be able to.

Classic car insurance is more complex in the sense that your car is not as easily replaceable than a newer vehicle.

It is vital that your classic vehicle has the right classic car insurance for you to protect you and your pride and joy if the need arises.

Author BIO

Anna Mathews is a freelance writer based in North Wales. A keen reader, and inspired by the authors of fiction, She is an up and coming author. When not writing professionally about classic car insurance and Alpha Romeo insurance; you’ll usually find her spending time with partner and niece, if not reading or writing her book.

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  1. One Response to “Classic Car Insurance for Classic Vintage Cars”

  2. By Car Insurance in MA on Aug 6, 2012, 8:45 am | Reply

    This is very helpful article on insuring my vintage car. I am being very selective when choosing Car Insurance in MA.

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