Financial Goals: 4 Unique Ways to Make Saving Fun
Monday, November 12, 2018, 6:00 AM | Leave Comment
It’s important to have financial goals so that you aren’t living from paycheck to paycheck for the rest of your life.
A huge part of being financially responsible is saving for the future.
Here are some fun ways that you can promote saving goals in your household.
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Setup Competitive Saving
Make it a game in your household for who can save the most money each month. Develop strategies in which you can cut down on your spending habits. This could be that you plant a garden in order to save on food costs. Another solution is to examine the ways that you’re spending your money. You may be able to eliminate or reduce some of your monthly bills by working with the company itself. For example, some TV providers will reduce your monthly bill if you refer enough people to them.
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Look for Free Events
There are always ways to have fun that’s free. This could include going to a movie in the park in your local city. Libraries often have free events that you and the whole family can partake in instead of paying for your entertainment. Make it a game with your kids to see who can find the next fun family outing that doesn’t cost anything. Another advantage of this is that you’ll be teaching your kids the value of money.
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Create Financial Goals
Have a vision of what you’re saving for so that it becomes more attainable. For example, you could be saving up for a hard floor camper so that you can experience the outdoors with your family. Having goals of this nature will make it easier for you to resist the temptation to make larger expenditures that will deplete your ability to achieve your financial goals.
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Challenge Yourself Financially
Make it a challenge that you can’t spend money on items that aren’t necessary. The list of things that are necessary include your bills and food. Everything else could be deemed an extravagance that you could live without.
Even within the food category, you may be able to save. For example, packing your lunch and eating your other meals at home helps to cut costs. Eating out starts to get expensive and the food often isn’t that much better than you can make yourself.
Saving doesn’t have to be something that’s difficult for you to do. Take these first steps so that you can realize the joy that exists with saving and becoming more fiscally responsible.
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Rachelle Wilber is a freelance writer living in the San Diego, California area. She graduated from San Diego State University with her Bachelor’s Degree in Journalism and Media Studies. She tries to find an interest in all topics and themes, which prompts her writing. When she isn’t on her porch writing in the sun, you can find her shopping, at the beach, or at the gym. Follow her on twitter and Facebook.
