Getting Into Debt Is Easy – Buy Debt Making Machine

Saturday, June 12, 2010, 6:29 AM | 11 Comments

In these bad times, if you are like millions of folks and are living with seemingly permanent debt that without some external force, either on your own or an outside helping hand, will remain with you for the rest of your life and beyond. After you are “deleted” from the surface of the earth one day, whether you know and realize it or not, the remaining debt might be transferred to your kids. If that is true, then the logic behind it is very simple. If you can leave cash and other goodies to your kids, you sure can leave debt to them as well.

If you have been leading a miserable life with the burden of debt, why should you want your kids to suffer as well with no fault of their own in your debt making? It’s one thing to write articles about debt [or anything for that matter] and someone reads it, “it don’t mean nothing” till the person with debt start acting responsibly and start getting out of debt for good and forever.

Debt making machine

At some point in your debt laden life, and sooner than later, you must get rid of the debt making machine that you keep using all over town. You must interrupt your machine to stop the debt making cycle [by changing your mindset to spending less than you make]. Instead, push the switch to run into rinse cycle so that your wetness from debt gets dried down and one day when you open the door, you would be clean as a whistle as the saying goes.

So, debt is very easy to get into. It does not need guts. As a matter of fact, you might say only the gutless can get into bad debt as there is good debt and bad debt. But it sure needs a lot of guts to start getting rid of debt in general and bad debt in particular.

Over the long term, regularly spending more than you make – even just a little more – will bring ruins to your financial life, even if you are the most responsible of bill payers. Until you follow this basic mantra and take it to your heart, even bankruptcy is just a temporary solution.The process and talk of beating debt is always simple, but acting on the advice is never easy.

Good debt vs. Bad debt

However, we must differentiate between good debt and bad debt. Good debt like mortgage, student loan and such has some kind of potential return attached to it. If you keep buying with credit card like there is no tomorrow, you have no potential of recuperating the money you charged. Once you spend it, in most cases, you don’t get “nothing”. Good debt is your livelihood whereas bad debt can be your worst nightmare.

In a Nutshell
The sooner you get rid of stinking bad debt, the better and safer you will live financially with less worries. I have written many articles on these pages about how to get rid of debt and never to get into it again.

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  1. 11 Responses to “Getting Into Debt Is Easy – Buy Debt Making Machine”

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