Homeowner Heartache: How to Save Money on Your Everyday Expenses

Friday, January 9, 2015, AM | 1 Comment

Being a homeowner, you can sometimes feel like you have a never-ending stream of bills to pay. Often, it seems like these bills do nothing but go up. However with some smart moves, you can lower your bills significantly.

If you want to save money follow these five smart tips to save money on your everyday expenses.

Homeowner Heartache How to Save Money on Your Everyday Expenses

  1. Brew Coffee at Home

    If you are a coffee drinker, sitting down to calculate the costs of your coffee can be enough to make you weep. Even if you just pay for one or two cups a day at a coffee shop, it can cost you hundreds of dollars a month. Instead, brew your coffee at home. There are coffee cups that are insulated well enough to keep the coffee you brew in the morning hot all day.

  2. Cut the Cord

    Many people pay way too much for things like phone and cable service. With the wide availability of online streaming content, you don’t need to pay hundreds of dollars a month for cable or satellite TV service. Also, if you have home phone service, think about getting rid of it. Most people these days make all of their phone calls on their cellphones anyway.

  3. Lower Your Electric Bill

    There are a lot of ways you can lower your electric bill. Replacing all of your old light bulbs with LED bulbs is one, and getting your appliances running efficiently with appliance repair is another. Talk to a company like Atlas Appliances Ltd who can offer you Calgary appliance repair on big machines like your dishwasher and dryer even when you don’t have a warranty. Leaving devices like your TV plugged in when you are not using them wastes power even if they are turned off. You can stop this waste by using a timer to turn off devices in your home while you are sleeping.

  4. Lower Your Heating and Cooling Costs

    One of the largest costs for many homeowners is heating and cooling their homes. Installing insulation is a great way to lower both of these costs. Installing a programmable thermostat is another smart idea. Put in a ceiling fan to improve circulation and make your heating and cooling more efficient.

  5. Cut Your Water Bill

    Most people waste a lot of water every day without even realizing it. You can lower your water bill by only running the dishwasher and washing machine when you have full loads. You can stop wasting water on your lawn and garden by installing a rainwater collection barrel. Installing a low-flow showerheads will help as well with saving you money and water.

If you follow these five steps, you will see the amount of money you spend each month go down rapidly. You can use the money you save to pay off debt quickly, which will in turn lower your monthly bills even more. Cutting costs has this kind of snowball effect that will soon leave you with lots of excess money at the end of the month.

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  1. One Response to “Homeowner Heartache: How to Save Money on Your Everyday Expenses”

  2. By Elissa @ 20s Finances on Jan 9, 2015, 4:33 pm | Reply

    I just started brewing coffee at home and it saves so much! No more morning Dunkin stops. 🙂 Also nice to have a big thermos.

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