Monday, April 10, 2017, AM | Leave Comment
Trying to fund the home essentials such as rent, food and utilities in your life can be difficult, especially if you don’t make a lot of money.
There are ways you can save on other expenses to help preserve your valuable funds for home essentials.
Cut Down on Eating Out
Many people who struggle with meeting their budget responsibilities each month have a lot of leeway because of the amount of money they spend eating out.
Going out for lunch each day at work can easily cost you $50 a week. Cut that down to once or twice and you can free up more than $100 extra each month.
You also can save money by making coffee at home rather than stopping at a coffee shop every day.
Don’t Pay For More Services Than You Need
Many people waste money each month by paying for services they don’t really use. For example, if you rarely go to the gym, why pay for a membership?
If you pay for cable TV channels you rarely watch, why not get a smaller package and save money?
You also can save by not paying for more car insurance or other types of insurance than you need.
Use Prepaid Cards Rather Than Credit Cards
Credit cards can be trouble and can cause you to spend more money than you need. It’s easy to buy things with credit cards that you don’t really need and then wind up paying interest charges each month because you fail to pay off the charges in full.
Using prepaid cards, such as gift cards and/or international prepaid cell phones can solve this problem. You still have the convenience of using plastic, but you can’t spend more than you can afford because you pay for the cards in full in advance.
Bundle and Bulk
You can save money on everyday items by bundling packages and buying in bulk. Buy non-perishable items in large quantities when they are on sale to save money.
You also can bundle things such as phone and TV services or insurance policies to get lower rates. Most companies provide large discounts if you get multiple services from them.
It isn’t really that hard to save money on everyday expenses so that your family saves its valuable funds for home essentials.
Following these and other tips can help to ensure that you don’t spend more than you need to on non-essentials so that you have enough for the essential things.
Rachelle Wilber is a freelance writer living in the San Diego, California area. She graduated from San Diego State University with her Bachelor’s Degree in Journalism and Media Studies. She tries to find an interest in all topics and themes, which prompts her writing. When she isn’t on her porch writing in the sun, you can find her shopping, at the beach, or at the gym. Follow her on twitter and Facebook.