How To Protect Your Livelihood While Working In A Dangerous Occupation
Wednesday, March 15, 2017, 6:00 AM | Leave Comment
Working in high-risk occupations comes with some good benefits – often less competition for jobs and heftier salaries.
But it also has the major drawback of you being much more likely to be injured or killed on the job.
With that main concern in mind, how can you best protect yourself, your family and your livelihood when you work in a dangerous occupation?
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Know Your Rights
Unfortunately, many people do not truly know their rights before something happens, and many do not get the correct advice or information even after an incident occurs.
Take it upon yourself to have at least a basic understanding of your rights as a worker in your state and what procedures you must follow if you are injured on the job.
Typical procedure requires that you inform your supervisor of the incident immediately and that you seek immediate medical treatment, but in most states you must continue treatment with a doctor provided by your employer’s insurance company.
Seek legal help, like the professionals at Maritime Law Center, whether you just have questions or have actually been injured on land or on the water.
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Follow The Rules
Safety regulations are there for a reason, and while they can sometimes be cumbersome and annoying, one of the best ways you can prevent an accident at work that could result in gross bodily harm or death is to simply follow the rules.
If you are not following standard safety procedures and you get injured, you will likely be ineligible for any worker’s compensation, making following company policy all the more important.
Also encourage and properly train other employees to use correct procedure, and do not be shy about reporting employees who are not adhering to safety standards.
Their negligence could not only get them hurt, it could harm you and other coworkers as well.
If people are engaging in unsafe behavior, do everything in your power to put a stop to it right away.
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Invest In Life Insurance
Life insurance is a powerful tool to have that will help protect your family and their livelihood in the event that something happens to you.
Policies are usually rather cheap, and so if you work in a dangerous occupation, there is almost no reason not to get one.
Speak to an insurance agent and do your due diligence to make sure you end up buying the right amount of coverage, or perhaps take advantage of a plan offered through your employer.
Taking the proper steps to protect your livelihood is more imperative when you work in a dangerous occupation, so be sure you have the things mentioned in this article covered.
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