Thursday, March 29, 2012, AM | Leave Comment
For the do-it-yourself research, you can directly search in a state Unclaimed Property database. You can also get help using certain websites that exist for the sole purpose of helping you find your intangible assets as well as what’s inside your Safe Deposit Box (SDB) you may have rented.
The following is a list of the websites that you may want to check out and see if you can navigate through them to find the Unclaimed Property you may have been looking for.
No centralized information service
Unfortunately, there is no government-wide, centralized information service or database on how unclaimed government assets may be obtained. Each individual federal agency maintains its own records.
Missing Money is a website that is authorized by almost all states to help you find your property. It has a list of owners of Unclaimed Property.
It’s absolutely free to search for your property or to file a claim. If your name or the name of your business is listed, follow the instructions for filing a claim form on the website.
According to its website, National Association of Unclaimed Property Administrators (NAUPA) is “Representing state governments that actively find owners while protecting forgotten funds until claimed.”
Pension Benefit Guarantee Corporation (PBGC), a U.S. Government agency, protects the retirement incomes of more than 44 million American workers.
If you had an FHA-insured mortgage, you may be eligible for a refund from Federal Housing Association (FHA) Database.
IRS has the page telling you to ask the famous question: “Where’s My Refund – It’s Quick, Easy, and Secure.” Click on the link and find out if you have has unclaimed refunds.
Federal Deposit Insurance Corporation (FDIC) may have unclaimed funds in your name. Click on the link to find out.
The National Information Center (NIC) provides comprehensive information on banks and other institutions for which the Federal Reserve has a supervisory, regulatory, or research interest including both domestic and foreign banking organizations operating in the U.S.
Click the link Unclaimed Money and Assets to find out about money and assets you have in your name.
To find out which savings bonds are no longer earning interest or information about lost/missing savings bonds. Do you have savings bonds that have matured and stopped earning interest? If so, it’s time to cash them in, or reinvest them, and have your money start working for you again.
Unclaimed insurance funds are owed to certain current and former policyholders or their beneficiaries. The money is owed to individuals who have been unable to locate the VA office in order to make payment. Information on VA education benefits.
In a Nutshell
If you believe you have some unclaimed assets stored in some cool and cozy place with state Treasury, now is the time to do your own research.