Building back-links can be a very effective way of promoting your blog resulting in high traffic. However, enough time should be given to follow a very gradual and consistent process for best search engine results. Back-links are direct links on other blogs pointing to your blog. It helps improve your ranks in the search engines. … Continue Reading »
We all know but some folks may not realize that debt is a financial obligation that must be met and satisfied. Consumer debt includes credit card debt, charge accounts, auto loans, and home equity loans. On these pages, first mortgage loans on one’s home are always considered good debt and is not considered consumer debt … Continue Reading »
Some economists say the economy has been on the rebound lately but many folks still are falling behind on their house, car and credit card payments. The debt collectors are turning up the heat and getting tough on debtors in an effort to recoup overdue funds. However, they are prohibited by law to harass you. … Continue Reading »
On this blog, we always think about personal finances – the good, the bad and the ugly. By avoiding certain things in your everyday life, will you be able to save money? I am watching TV right now and in one of the commercials, the advertiser says “the choice is your.” Is it really a … Continue Reading »
It’s that time of the year again when we as good citizens have to file our tax returns. And it’s that time of the year when zombies and scums – expert in tax scam – come out in daylight and at night to do what they do best – to scam you out of your … Continue Reading »
This year, America Saves Week starts on Sunday Feb 19 and ends a week later on Sunday Feb 26. Federal Reserve Bank and other experts tell us that most Americans today are not saving enough for retirement, and most lower-income households do not have adequate emergency savings for unexpected expenditures. Folks with lower income live … Continue Reading »
It has been said by experts that consumers’ spending spree is mainly due to lack of self-control over their finances resulting in living a debt-laden life. As a matter of act, you can find a few posts on this blog shedding some light on the subject. I keep saying it may be your mindset and … Continue Reading »
Dollar Cost Averaging (DCA) is the process of investing the same amount of money every month over an extended period of time, regardless of whether the market is up or down. By doing so, more shares are purchased when prices get to be low and fewer shares are purchased when prices get to be high. … Continue Reading »
