How to Avoid Sharks While You Climb Out of Debt

Friday, August 25, 2017, 6:00 AM | Leave Comment

One of the biggest challenges with debt comes when it affects your credit, and, in turn, your ability to access financial resources to help mitigate the situation. Low credit can leave you stuck in a no-win situation. If you’re struggling with financial burdens, you become vulnerable to cynical financial service sharks who make their living […]

Keeping Your Car Clean and Shiny without Breaking Budget

Thursday, August 24, 2017, 6:00 PM | Leave Comment

It’s your car. You spend so much time in it. It could be considered your second home. You wouldn’t let dirt and filth pile up in your home, why would you let it on your car? If you want the exterior of your home to look presentable, wouldn’t you want your car to as well? […]

How to Discern a Home-Flipping Scam From the Real Thing

Thursday, August 24, 2017, 6:00 AM | Leave Comment

Both the world of investments and the real estate markets have had a black eye in recent memory. Real estate can be a very lucrative and engaging way to make money, but if you’re just getting started you have a target painted on your back. According to Amherst Legacy, the most fraud-ridden markets are in […]

Importance of Developing a Financial Plan

Wednesday, August 23, 2017, 6:00 PM | 1 Comment

Creating financial plans enlightens people about their financial situations and enables them to set goals. These are crucial steps towards preparing for your financial future. Possessing a financial plan simplifies financial decisions and keeps you on the right path as you pursue your goals. Working on a plan can help you secure your financial health, […]

How To Improve Your Credit Score Starting Today

Wednesday, August 23, 2017, 6:00 AM | 2 Comments

Have you ever thought about what it takes to improve your credit score? A bad credit history can seriously damage your finances. Anything below 670 is not considered “good” anymore. Being denied approval for a loan or difficulty finding a job are only a couple repercussions for having bad a history with finances. Even if […]

Running Out of Money? 4 Things You Need to Know Before Filing for Bankruptcy

Tuesday, August 22, 2017, 6:00 PM | Leave Comment

Filing for bankruptcy may be an effective way to get out of debt. However, it can also be an effective way to significantly lower your credit score and make it harder to apply for credit in the future. What are some issues to consider before you make the decision to ask for protection from creditors? […]

Which Type of Life Insurance Is Right for You?

Tuesday, August 22, 2017, 6:00 AM | 5 Comments

When getting life insurance, you need to understand that the terms will vary based on your unique personal situation. This is mostly the people who depend on you. It is only after the death of the insured that the beneficiary gets the money. However, due to the high rate of abuse this insurance cover has […]

Perils Of A Bad Budget Strategy For You Small Business

Monday, August 21, 2017, 6:00 AM | Leave Comment

By looking at the past few years, you’d think it’s safe to say that this is the ideal time for starting a small business. But while it may be so, it’s also a fact that there are nine startups that fail on every one that makes to break through and make a profit. There are […]

Four Techniques to Manage Risk on Your Project

Sunday, August 20, 2017, 6:00 AM | 1 Comment

All projects have risks and the risks have the potential for negatively impacting the project. (I am not referring to opportunity (positive) risk.) You use risk management to determine the risks that are important enough to manage. The following four techniques will help. Include Budget and Schedule for Unknown Risks Some organizations allow project managers […]

Thrifty Homes: 4 Tricks to Saving Money on Your Utility Payments

Saturday, August 19, 2017, 6:00 AM | Leave Comment

Moving from your parent’s home or your rented apartment into your first home of your own is the beginning of a new phase of your life. With the excitement and pride that comes with buying your first home, there’s also new responsibilities to consider. One of those responsibilities includes creating a household budget and finding […]