Tips To Consider Before You Decide To Refinance

Saturday, March 7, 2009, AM | Leave Comment

Refinancing a mortgage means paying off an existing loan and replacing it with a new one. There can be many reasons why homeowners will want to refinance. Some of them might be: The opportunity to obtain a lower interest rate The chance to shorten the term of your mortgage To convert from an adjustable-rate mortgage […]



Great Opportunity If You Are An Expert

Friday, March 6, 2009, AM | 1 Comment

As the recession continues to deepen, a small but growing number of people are taking their skills online, doling out expertise or performing specified tasks for a fee. Work at home sites are gaining popularity as people increasingly turn to the Web in search of work. Internet job-search sites saw a 51% rise in traffic […]



Financial news – Mar-05-2009

Thursday, March 5, 2009, AM | Leave Comment

20% Of Homeowners Underwater From CNBC this morning, we get this cheerful statistic: One in five U.S. homeowners with mortgages owe more to their lenders than their homes are worth, and the rate will increase as housing prices drop in states that have so far avoided the worst of the crisis, a new study shows. […]



Big Changes In Consumer Buying Psychology

Thursday, March 5, 2009, AM | Leave Comment

American buyers have pulled back like rarely before. Friday’s government report on the economy showed that consumer spending fell at an annual rate of 4.3% in the fourth quarter from the third quarter. That came on top of a 3.8 % decline during the previous quarter, which itself was the biggest decline since 1980. Even […]



Financial news – Mar-04-2009

Wednesday, March 4, 2009, AM | Leave Comment

Debt Collectors Now Coming After Dead People’s Next Of Kin The banks need another bailout and countless homeowners cannot handle their mortgage payments, but one group is paying its bills: the dead. Dozens of specially trained agents work on the third floor of DCM Services here, calling up the dear departed’s next of kin and […]



Fear Of The Unknown In eReader Technology

Wednesday, March 4, 2009, AM | Leave Comment

Humans fear the unknown. That’s a given. It’s our instinct. It’s a simple premise that creeps into our lives much more than we realize. Change, like the President campaigned for, brings a great amount of uncertainty which brings fear in our lives. The change that he advocates should be good because for quite sometime, the […]



Understand Credit Crisis Visually

Sunday, March 1, 2009, AM | Leave Comment

Searching for banking, credit and finance in general using my favorite search engine, I came across this rather fine explanation of the credit crisis from Jonathan Jarvis. If you have ten minutes and want to understand how we got into this mess, watch the video. Jonathan offers an overview of the credit crisis. If you […]



The United States Now Ranks No. 6 In Innovation

Thursday, February 26, 2009, PM | Leave Comment

Long the unchallenged global leader in innovation and competitiveness, the United States now ranks No. 6 among the 40 most developed economies, according to a report published on Wednesday. The United States now lags behind Singapore, Sweden, Luxembourg, Denmark, and South Korea in that order and placed dead last among the top 40 economies in […]



Consumers Making Bare Minimum Payment

Wednesday, February 25, 2009, PM | Leave Comment

These days, the economy is so bad – no kidding – some credit card issuers are patronizing consumers to just close down their accounts. They are the consumers who have a history of paying the bare minimum on their credit cards every month. These consumers used to be money-making machines for the credit card companies. […]



Are good companies to work for good companies to invest in?

Wednesday, February 25, 2009, AM | Leave Comment

Every year, Fortune magazine publishes “100 best companies to work for”. The latest such issue was in January 2009. Some economists and behavioral scientists, for example, Alex Edmans of Wharton business school, suggest that choosing to invest in a portfolio comprising companies that have happy employees is likely to bring rewards. Mr Edmans suggests that […]





 

 

 

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