The Job Market Came Alive – Somewhat

Tuesday, November 16, 2010, 3:00 AM | 5 Comments

While the overall unemployment rate is still at 9.6%, over 151,000 new jobs were added to the work force of America in October, according to the data released by Bureau of Labor Statistics (BLS). When BLS revised the unemployment data for September and August, it showed that the U.S. lost 110,000 fewer jobs in these […]



Banks All Over America Are Raising Fees

Sunday, November 14, 2010, 7:19 AM | 1 Comment

Because of the new banking regulation in place now, banks all over America are raising fees for a variety of services. At times, these were either free or charging minimal fees. They are eliminating free checking and raising fees on other basic services, such as ATM transactions. The responsibility falls one the consumer’s shoulders. If […]



What’s It With e-Readers – Dual-Screen Kno

Saturday, November 13, 2010, 5:06 AM | Leave Comment

Another e-Reader has come on board. This one is called Kno. I guess the founders didn’t like the “k” being so silent all the time in the word “know” so they called their portable device “Kno” as the new entry in the not-so-saturated-as-yet e-Reader market. That’s not the official explanation of the name, of course. […]



Protect Yourself From Scamming If You Are Old Soldier

Friday, November 12, 2010, 6:37 AM | 2 Comments

I don’t know where the caller got my phone number from, telling me he can get me more benefits in “Old Soldier Dollars – OSD”. If there is a separate phone book of the names of all veterans, I ought not be in it. I have a simple reason for that. I am not a […]



What’s It With SmartPhones – Exploding Market

Thursday, November 11, 2010, 5:21 AM | 9 Comments

Since the introduction of iPhone by Apple Inc. in 2007, the usage of smart phones have increased exponentially. Market for them is exploding. Before that year, cell phones were just that, cell phones. Making calls and sending occasional texts were the order of the day. I always said “those were the good old days.” But […]



Debt Collectors Cannot Sue After Three Years

Wednesday, November 10, 2010, 11:59 AM | 4 Comments

There is a three-year window for the lawsuit to be filed against a person who cancels his or her credit card. Canceling card is done for the obvious reason that the card holder can no longer pay the debt. In April 2010 ruling, New York’s Court of Appeals decided that one defendant was right when […]



PhotoCopiers In Public Places May Steal Your Identity

Tuesday, November 9, 2010, 5:23 AM | 3 Comments

Photo-Copiers in public places installed since 2002 can potentially steal your identity. Be aware that these newer machines have hard drives inside. When you make a copy of your document, you get the hard copy that obviously you can see and touch. You get your original and your copy, put them an envelope and walk […]



Taxes Are What We Pay For A Civilized Society

Monday, November 8, 2010, 11:39 AM | 7 Comments

Oliver Wendell Holmes (March 8, 1841 – March 6, 1935), former Justice of the United States Supreme Court, said, “Taxes are what we pay for a civilized society.” Now that the midterm elections are over, soon Congress would be in session. I saw a bumper sticker that said “Bush tax cuts: Keep ’em or kill […]



Use Your Gift Card Wisely And Fully

Sunday, November 7, 2010, 3:48 AM | 6 Comments

Many people receive gift cards from phone companies and other such entities. These are “general” gift cards that you can use in any establishment, may that be drug store, your local supermarket or a departmental store. There is no scam per say about these cards. But you have to use your smartness to fully and […]



Mortgage Foreclosure Freeze Benefits Many Home Owners

Saturday, November 6, 2010, 11:26 AM | 7 Comments

Troubled home owners are benefiting from a foreclosure freeze that many lenders have put in place this fall. They discovered widespread irregularities in legal paperwork as a result of the public outcry. However, some experts suggest it may very well be 2014 before the foreclosed inventory is all cleared out. Home prices will probably start […]