Talk for free with your loved ones overseas

Saturday, October 10, 2009, AM | 1 Comment

About two weeks ago, we downloaded and installed Skype on our home computer. We asked our daughter who is studying overseas to do the same on her computer. She had bought a laptop which came with a video camera already installed integrated with microphone as well. Here, at home, in the United States, I bought […]



What’s It With The Poor – Subsidizing The Rich

Wednesday, October 7, 2009, PM | 1 Comment

The poor are subsidizing the rich – say what? Are you crazy? No I am not crazy. Let me explain. A rich dude with 10 credit cards goes into a store and buys stuff using his plastics. The card companies charge the store a certain amount of fees for giving the store the convenience to […]



Prepaid Cards Are On The Rise – Is It Convenience?

Tuesday, October 6, 2009, PM | Leave Comment

Go to any drug or convenience store or stores like Wal-Mart, you would find an abundance of prepaid cards. They are gift cards for retailers, phone cards and such that you can buy for a fixed amount of $5, $10, $50 or more. The convenience is that the vendors don’t check your credit and their […]



Maintain your existing vehicle properly so it goes a long way

Sunday, October 4, 2009, AM | Leave Comment

With the prices of the new vehicles so high, experts advise to maintain your existing vehicle properly so it goes a long way at a fraction of the cost of a new vehicle. There are a variety of ways you can do that some of which are explained here. In any case, talk to your […]



Do you really have to follow your career passion?

Saturday, October 3, 2009, PM | Leave Comment

In these economic times, fewer of us are worried about being fulfilled and more of us are concerned about simply putting food on the table. But as switching jobs and careers becomes increasingly common, as a matter of fact, whole professions are disappearing, we are more frequently forced to ask ourselves if it’s our passion […]



Will Other Card Issuers Follow Amex To End Gift Card Fee?

Friday, October 2, 2009, AM | Leave Comment

American Express said Wednesday, September 30, it would eliminate monthly fees on its popular gift cards. Will other major card issuers follow? The move certainly puts pressure on them. The company’s decision, which takes effect immediately, goes further than legislation Congress enacted in the spring that would limit, but not eliminate, monthly fees on gift […]



Pass on the values of being financially responsible

Thursday, October 1, 2009, PM | 1 Comment

Sometimes, for a variety of reasons, grandparents are closer to their grand kids more than the kids’ parents. For the grandparents it’s important to pass on the values and traditions of being financially responsible and to make sure kids understand those values. For instance, they have contributed to the savings accounts of their grandchildren, bought […]



With fear of inflation, TIPS are in abundance

Wednesday, September 30, 2009, AM | Leave Comment

In finance, the fear of inflation makes you change your investment strategies. One strategy can be to invest in exchange-traded funds – ETF – holding Treasury inflation-protected securities commonly know as TIPS. They are basically government-issued bonds. So far this year, investors have poured in more than $17 billion into funds that invest in TIPS. […]



In job searches, exhaust free options before paying for a pro

Tuesday, September 29, 2009, AM | 2 Comments

With job searches now averaging 25 weeks, as reported by the Bureau of Labor Statistics, who doesn’t want help marketing themselves? You can do that yourself. You would know it, one way or another, in a few weeks whether the free path to get a job is working or not. I personally don’t like the […]



Banks Are Starting To Warm Up To Small-Business Owners

Sunday, September 27, 2009, AM | 2 Comments

On Wednesday September 23, 2009, J.P. Morgan Chase & Co.’s Chase Card Services formally launched four cards aimed at small-business owners, including a charge card that would require customers to pay in full every month. Some banking experts say that small-business owners have been among the most severely hurt by the credit crisis, as banks, […]