Make Good Credit History Your Powerful Financial Asset

Monday, May 9, 2011, 2:00 AM | Leave Comment

Let’s face it. We in the western world and to some degree in Japan cannot live without credit. We use it on a daily basis when we go shopping and charge the purchase to our closest companion, better known as credit card. If someone else can pay for it, all for the better. For at […]



How To Evaluate Your First Ever Credit Card

Sunday, May 8, 2011, 2:00 AM | 1 Comment

We all know that credit cards are a convenient way for buying groceries and other merchandise. It is NOT, however, the best means for borrowing money. We also know that credit cards carry higher interest than most other means of getting loans. When you use it for convenience and pay your monthly bills on time […]



How To Use Your First Ever Credit Card

Saturday, May 7, 2011, 2:00 AM | 1 Comment

Millions of folks will be out of school and college this year. Many would get jobs right after graduating while others may have to wait longer. If you are one of the folks who do get a job, you will start paying back your debt if you borrowed money for your education. Along with repaying […]



Control And Minimize Debt With Planning

Friday, May 6, 2011, 2:00 AM | Leave Comment

If you are heavily in debt like many folks are, you need to try seriously your best to control, manage and continually keep minimizing your debt. The best thing is to stop borrowing outright NOW. Otherwise, you would keep getting into debt deeper and deeper and a time would come that you would feel hopeless, […]



Common Sense Got Millions On Brink Of Bankruptcy

Thursday, May 5, 2011, 2:00 AM | Leave Comment

Common sense has been defined by dictionaries and many experts as “Good sense and sound judgment in practical matters.” Some say sound judgment is not based on specialized knowledge. Time and again, the last few years, millions of folks who borrowed ruthlessly so to speak have proven it to be wrong. They used common sense […]



4 Ways To Manage Your Credit With Responsibility

Wednesday, May 4, 2011, 2:00 AM | Leave Comment

I don’t know how many credit cards you carry and I don’t know, on the average, what the number is among all Americans. Some survey says Americans carry more than five at a time. That’s a lot. I carry two – MasterCard and American Express. I use Amex for gas and other travel expenses and […]



How To Improve Your Presentation Skills

Tuesday, May 3, 2011, 2:00 AM | Leave Comment

When you try to improve your career, there are more than one ways to do it. Along with accepting more responsibility, working smarter, and efficiently managing projects, a time may come in the continuing improvement of your career that you have to give presentation in front of an audience. Standing up and giving a talk […]



Be Sensible About Interest Rate When Borrowing

Monday, May 2, 2011, 2:00 AM | Leave Comment

A day doesn’t pass when we don’t see advertisements for interest rate. It has become a way of life for many folks to know how much interest rate has changed on a daily basis in case they need to borrow money. Much of the press coverage concerns the Federal Reserve (Fed) and its chairman, Ben […]



Steps For Rolling Over 401(k) Into IRA

Sunday, May 1, 2011, 2:00 AM | 2 Comments

A time may come that you are no longer satisfied with the performance your 401(k) retirement account. As we all know, it can be provided only by your employer. It is commonly known as employer-sponsored retirement plan. Because of this dissatisfaction, many people decide to move their money from a 401(k) to an IRA rollover […]



Secret To Your Financial Success Is Inside Yourself

Thursday, April 28, 2011, 2:00 AM | 1 Comment

I was looking for some information using my favorite search engine, when by chance I came across the name Benjamin Graham. I started reading about him and the more I read, the more I got interested. Apparently Graham was an investor and investing mentor of such notable investors as Warren Buffett. Graham is generally considered […]