Beware Of Jobs Scams

Thursday, February 12, 2009, AM | Leave Comment

As unemployment reaches levels not seen in decades, job and business-opportunity scams are flourishing. Consumer-protection, law-enforcement groups and better business bureaus are reporting a growing number of phony job-recruitment and work-at-home schemes targeting desperate Americans looking for a way to pay the bills. The Federal Trade Commission (FTC), the consumer-protection agency received nearly 6,000 complaints […]



Merrill bonus babies got $121M

Wednesday, February 11, 2009, AM | Leave Comment

There is an article on New York Daily News website titled “Cuomo reveals 4 top Merrill Lynch execs grabbed big bucks just before government-financed takeover” by Greg B. Smith, published on Wednesday, February 11th 2009. The article states that “Four of the top executives at Merrill Lynch pocketed $121 million in bonuses just before taxpayers […]



Identity Fraud Up In Total Dollars And Victims

Monday, February 9, 2009, AM | Leave Comment

There is an article on reuters.com titled “Identity fraud up in total dollars, victims” by Jonathan Stempel published on Mon Feb 9, 2009. The data is for 2008. What is Identity theft? Identity theft occurs when someone uses your personal identifying information, like your name, Social Security number, or credit card number, without your permission, […]



IRS Is Giving Us Some Perks For 2008 Taxes

Monday, February 9, 2009, AM | Leave Comment

Don’t forget the stimulus package in 2008 that resulted in a good-sized check for many U.S. taxpayers filing 2007 tax returns. There were other major tax changes in 2008 as well. Therefore, don’t miss out on some much-needed cash when you file your tax return this year. While all that tax repairing tool affects most […]



Wall Street bonuses are getting a bad rap

Sunday, February 8, 2009, AM | Leave Comment

There is an article “Greed is good” in Wall Street Journal – online – by Roy C. Smith published on February 7, 2009. Roy C. Smith is a professor of finance at New York University’s Stern School of Business, and a former partner of Goldman Sachs. The author has vigorously justified the exuberant pay, bonuses […]



IRS Offers Tips To Avoid Confusion About RRC

Saturday, February 7, 2009, AM | Leave Comment

IRS, on January 30, 2009 posted an explanation on its website about how to avoid the confusion Recovery Rebate Credit (RRC). Many people have already filed their tax returns. According to IRS, about 15 percent have errors involving the recovery rebate credit. You may be eligible to receive the recovery rebate credit if: You did […]



Consumers Spending Down, Savings Up, Incomes Down

Wednesday, February 4, 2009, AM | 2 Comments

Many economists predict Wall Street is heading for another tumble, after a worse-than-expected drop in personal spending added to investors’ anxiety about the economy. The latest sign of this transition came Monday, when the US Commerce Department reported that consumer spending fell in December for a record sixth straight month, and worried about surging layoffs, […]



Understand Major Parts To A Home Insurance Policy

Monday, February 2, 2009, AM | 8 Comments

When you are out in the market looking to buy a house, monthly mortgage is not the only item for budgeting your monthly cash outflow. In addition, you have to pay for property tax, house maintenance and maybe some repair, and most importantly, your home insurance. Your house, needless to say, is the roof over […]



Consumers cut credit payments, struggle to pay bills

Sunday, February 1, 2009, AM | Leave Comment

CardTrack.com reported on Jan. 29, 2009 that consumers are dramatically scaling back how much of their credit card balances they pay each month. The percentage of outstanding card debt paid – fell by 2.5 percentage points to 16.1%. The drop in November, the latest month available, is among the largest on record, according to CardTrak.com, […]



Obama promises lower mortgage costs, new loans

Sunday, February 1, 2009, AM | Leave Comment

USA Today online reported that President Barack Obama said Treasury Secretary Timothy Geithner soon would announce a new strategy “for reviving our financial system that gets credit flowing to businesses and families.” The President said “We will help lower mortgage costs and extend loans to small businesses so they can create jobs. We will ensure […]





 

 

 

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