Buying A Safe Car Saves You Money

Monday, May 18, 2009, AM | Leave Comment

If you are like most people shopping for a new car, safety should rank high among things you are looking for. Every new car must meet certain federal safety standards, but that doesn’t mean that all cars are equally safe. There are still important safety differences, and some vehicles are safer than others. Many automakers […]



Tips How To Send Money To Family In The Old Country

Sunday, May 17, 2009, AM | Leave Comment

As immigrants, we all have sent money to families in the old country where we were born and raised. These days, with the advent of freely available technology, the process of sending money has never been so easy. There is a process or a system called SWIFT – Society for Worldwide Interbank Financial Telecommunication. It […]



Tips How Much Coverage For Auto Insurance

Tuesday, May 12, 2009, AM | 1 Comment

Almost every state requires you to buy a minimum amount of liability coverage. Chances are that you will need more liability insurance than the state requires because accidents cost more than the minimum limits. If you are found legally responsible for bills that are more than your insurance covers, you will have to pay the […]



Credit Limit And High Interest Will Change Under New Law

Saturday, May 9, 2009, AM | 1 Comment

The House of Representatives On Thursday, April 30 2009 passed legislation that promises strong consumer protections from credit cards issuers. The Cardholders’ Bill of Rights aims to strengthen consumer protections offered by Federal Reserve rules and possibly speed up the date they go into effect (which, for now, is July 1, 2010). The bill recently […]



Tips How To Make Money Online

Friday, May 8, 2009, AM | 1 Comment

I guess like so many others, I have been looking for some venues to make money online. When I look at some of the websites – the one by Lisa Irby and a blog by John Chow, they seem to make six-figure income. John is making better than $30K a month and Ameet Mehta at […]



How To Get Out Of Nagging Debt

Wednesday, May 6, 2009, AM | Leave Comment

MSN.com ran a story “Get out of debt – on $26,000 a year” by Karin Price Mueller. The story is about “nagging debts, begun with a credit-fueled spending spree in college, are keeping a hairdresser from her dreams. But there is a path out of the red.” Excerpts from the interview: Today, the 37-year-old single […]



Tips For Eligibility To Get $8000 As First-Time Homebuyer

Wednesday, April 29, 2009, PM | Leave Comment

There is a nice windfall for some home buyers in the economic stimulus bill signed into law first week of April by President Obama. First-time buyers can claim a credit worth $8,000 – or 10% of the home’s value, whichever is less – on their 2008 or 2009 taxes. This is refundable tax credit, not […]



Pursuing Your Passion vs A Field With Job Security

Tuesday, April 28, 2009, PM | 1 Comment

Job security in this economy? Hard to come by, no matter what profession you choose. Even in good times during the good old days, it was not enough to pursue a field with perceived stability. You will want to pursue in a field you feel passionate about and can make a decent living doing it […]



Tips For Starting New Business

Thursday, April 23, 2009, PM | Leave Comment

Thinking about starting a business? Make sure you can handle the stress and the strain – financial, physical and psychological. If you can overcome these fears – for some they are just that – along the way, the rewards might be greater than the job you were working at. For some people, entrepreneurship is the […]



Default Rates Are Soaring On Student Loans

Wednesday, April 22, 2009, PM | Leave Comment

Article on wsj.com “Student Loans: Default Rates Are Soaring” by Anne Marie Chaker published on APRIL 20, 2009. Excerpts from the article: Defaults on student loans are skyrocketing amid a weak job market for graduates and steadily rising tuition costs. According to new numbers from the U.S. Department of Education, default rates for federally guaranteed […]