Find out how well you are paid

Friday, August 7, 2009, 7:05 AM | Leave Comment

With the jobless rate near 10 percent, employers enjoy all the leverage. It used to be that applicants were advised to not talk about their financial compensation. They were advised to make sure that the job was offered to them first. And then they can discuss pay. But now in this lousy job market, when […]



Protect Yourself From A Financial Rat Before You Smell One

Thursday, August 6, 2009, 8:36 AM | Leave Comment

According to Ken Fisher, yes you can protect yourself from a financial rat before you smell one. I read this book except only the last few pages, but I would finish it soon. He claims you can protect yourself from Ponzi scheme like that of Bernie Madoff. Ken describes in detail and says that scams […]



Money may be right under your nose if you want to borrow

Wednesday, August 5, 2009, 8:57 AM | Leave Comment

Banks have tightened their grip on borrowing money for mortgages, small businesses, canceling home equity loans and cutting borrowing limits on credit cards. Traditionally, folks also borrowed from family and friends even though at a smaller rate. Time may be just right to take a different direction. Borrowing from relatives is as old as the […]



Thrifty Is The Latest Back-To-School Trend

Monday, August 3, 2009, 7:05 AM | Leave Comment

There is an article in The Baltimore Sun by Mae Anderson The Associated Press August 3, 2009. Excerpts from the article Stores are doing more than ever to win business this back-to-school season — lengthening it; focusing on more T-shirts, lower-priced jeans and other basics; and promoting 50-cent boxes of pens and outright giveaways to […]



Home Prices: First Monthly Increase In Nearly Three Years

Saturday, August 1, 2009, 7:52 AM | Leave Comment

A handful of early signs suggest construction starts and new house sales were up nicely in June. Prices rose from April to May, the first monthly increase in nearly three years. That raises a question. Has the bottom of the housing market reached and the price is on its way upward? Is this price-increase trend […]



Effects Of Recession On Men And Women

Saturday, July 25, 2009, 6:00 AM | Leave Comment

The current recession termed by some as the worst has affected both men and women. But certain professions have been traditionally occupied by an overwhelming majority of men. For example, jobs in plumbing, carpentry, construction and such heavy work are filled by men. That’s what we see on a daily basis. On the same token, […]



I Will Teach You To Be Rich

Thursday, July 23, 2009, 5:37 AM | Leave Comment

I am reading a book that I had never heard of before. The name of the book is “I Will Teach You To Be Rich” by Ramit Sethi. I have read more than half of it. It has great points, like the name suggests, about how to become rich. Ramit goes into the details of […]



E-Readers Cannot Be The End of Bookstores

Wednesday, July 22, 2009, 6:20 AM | 1 Comment

Jason Young over at http://www.pcmag.com did an article on “E-Readers: The End of Bookstores?” Excerpts from the article Here’s the problem. The culmination of my bookstore experience is the process of taking my Kindle out and downloading the book(s) I’ve discovered through the wonders of the retail experience. That’s financial ruin for the bookstore. One […]



Beware Your Home Can Be Stolen

Monday, July 20, 2009, 5:04 AM | 1 Comment

House stealing is a fast-growing and easy scam. Once a home is targeted – vacant ones are preferred, but occupied residences are also vulnerable – scammers find out who owns it by searching public records. Excerpts from AARP Bulletin: Teresa Bidwell learned that her house had been stolen when contractors she hired to make minor […]



From Corporate Prisoner to Thriving Entrepreneur

Sunday, July 19, 2009, 8:06 AM | 1 Comment

Granted it’s a lousy market and a lot of people are out of work including yours truly, unemployment is at a record high in decades, I always think about starting a business of my own. I worked in Information Technology in a variety of fields of IT. I was laid off a couple of years […]