How Many Funds Should You Own?

Thursday, July 22, 2010, 6:00 AM | Leave Comment

I haven’t the foggiest idea. Experts mention a simple formula that you can follow. How much money do you have and how much of that money are you willing to invest in mutual funds? See how simple it is. You don’t have to watch CNBC and other such shit “no more.” By the way I […]



How To Invest Fee-Free

Wednesday, July 21, 2010, 5:12 AM | 1 Comment

Before you start investing, reduce and minimize your high-cost debt obligations first. It should not make sense to invest while your credit card continuously collect high interest. That debt has definite loss of cash attached with it in the form of your partial income going to the credit card companies. In contrast, investing can potentially […]



Filing Separately Does Not Mean “We Are Through!”

Monday, July 19, 2010, 4:19 AM | 2 Comments

You still have over 5 months to start filing your taxes. As married couple, you might want to think about whether to file jointly or separately. Research by experts shows that the most favorable way for a married couple to file their taxes is not necessarily a joint tax return. If you are married, don’t […]



12 Reasons Why Businesses Fail

Sunday, July 18, 2010, 12:40 AM | 10 Comments

Naeem Zafar is a faculty member at the University of California, Berkeley, where he teaches entrepreneurship and innovation at the Haas School of Business. He has extensive experience in advising entrepreneurs on starting new ventures in a variety of disciplines. He mentioned the following 12 points in one of his lectures for small businesses. Try […]



Two Sections In Mutual Funds Prospectus Are Must Read

Saturday, July 17, 2010, 6:25 AM | Leave Comment

As we all know investing in equity mutual funds is a lot safer then investing in individual stocks. As a result, over the decades, investors have been pouring money into mutual funds. It’s your hard-earned money. You must know about the funds you are investing in. That’s how you can make sure a fund is […]



Understand What Type Of Investor You Are

Friday, July 16, 2010, 2:34 AM | Leave Comment

We all want the biggest return – whatever that means – on our investments. If you want 30%, 40% or 50% return on your investments – those were the good old days, don’t you think so? -, then you must be prepared for potential losses of the same magnitude. However, a wise man once said: […]



How I Fixed The Problem When Spyware Struck My PC

Thursday, July 15, 2010, 5:16 AM | Leave Comment

On Monday July 12, 2010, at about 6 P.M., my home computer was attacked by some kind of spyware. It got total control of my PC. It kept popping up a message that my computer was invaded by different kinds of viruses. It kept displaying the message that the only way I could get rid […]



Debt Collection Mustangs Are Hopefully Being Broken By FTC

Wednesday, July 14, 2010, 12:14 AM | 1 Comment

Federal Trade Commission finally realized that the process for debt collection is wrong, immoral and highly unethical. [The three words are mine and not those of FTC.] On its July 12, 2010 blog post, FTC has used the words “some concerns with debt collection litigation and arbitration.” It also said it needs more data [and […]



The Importance of Keeping Records For Tax Filing

Tuesday, July 13, 2010, 10:56 AM | 1 Comment

Just to remind you that, before you know it, tax season will be upon us. This is probably the best time to start keeping records for your next-year taxes if you are already not doing it. If you have lost some records, you have probably misplaced them in your home. Give it some time now […]



How To Avoid Annoying Customers Online

Monday, July 12, 2010, 6:00 AM | Leave Comment

In any kind of economy, small businesses online make sure how to attract new customers and try to retain existing ones. There are some “generic” ways of doing it and some very industry-specific ones as well. The old adage that “customers come first” always holds true. At times, you come across some customers that you […]