How I Fixed The Problem When Spyware Struck My PC

Thursday, July 15, 2010, 5:16 AM | Leave Comment

On Monday July 12, 2010, at about 6 P.M., my home computer was attacked by some kind of spyware. It got total control of my PC. It kept popping up a message that my computer was invaded by different kinds of viruses. It kept displaying the message that the only way I could get rid […]



Debt Collection Mustangs Are Hopefully Being Broken By FTC

Wednesday, July 14, 2010, 12:14 AM | 1 Comment

Federal Trade Commission finally realized that the process for debt collection is wrong, immoral and highly unethical. [The three words are mine and not those of FTC.] On its July 12, 2010 blog post, FTC has used the words “some concerns with debt collection litigation and arbitration.” It also said it needs more data [and […]



The Importance of Keeping Records For Tax Filing

Tuesday, July 13, 2010, 10:56 AM | 1 Comment

Just to remind you that, before you know it, tax season will be upon us. This is probably the best time to start keeping records for your next-year taxes if you are already not doing it. If you have lost some records, you have probably misplaced them in your home. Give it some time now […]



How To Avoid Annoying Customers Online

Monday, July 12, 2010, 6:00 AM | Leave Comment

In any kind of economy, small businesses online make sure how to attract new customers and try to retain existing ones. There are some “generic” ways of doing it and some very industry-specific ones as well. The old adage that “customers come first” always holds true. At times, you come across some customers that you […]



What Every Married Woman Should Know About Money

Sunday, July 11, 2010, 10:16 AM | 2 Comments

A lady friend of mine suggested to write about a married woman finances and how best she should approach it. The wife is likely to fall victim to Divorce or Death of her husband. Statistics show that about one-half of all marriages end in divorce in the United States. Nearly 80% of married women become […]



Anomalies Of Credit Cards

Friday, July 9, 2010, 12:57 AM | 2 Comments

Online dictionaries define anomaly as “Deviation or departure from the normal or common order, form, or rule.” Or “One that is peculiar, irregular, abnormal, or difficult to classify.” With the new CARD Act in place now, hopefully there will be some protection provided to the consumers. However, we as consumers have also the responsibility of […]



Financial Strategies For Working Couples

Thursday, July 8, 2010, 6:38 AM | 1 Comment

For a variety of reasons, few two-income couples take full advantage of their financial power, and they generally don’t concentrate on making their money work for them. If you both were living separately, you would each have rent or mortgage payments with all kinds of bills to pay. Besides, you would each tend to dine […]



Little Ways To Save Big Bucks On Kitchen Items

Wednesday, July 7, 2010, 11:15 AM | Leave Comment

Saving money ought to be a way of life for Americans and for folks all over the world. It just so happens that we look for bargains in supermarkets, use discount coupons to buy what we need and what we don’t need. We look forward for sale in departmental stores. We do all those crazy […]



Little Ways To Save Big Bucks On Groceries

Tuesday, July 6, 2010, 7:13 AM | Leave Comment

We all want to save money any which way we can. Even the rich would take certain steps to bargain and save some money. Sometimes it’s not a question of whether you can afford it or not, you would definitely bargain with the seller to give you better deal. However, no one wants to spend […]



Investing In Mutual Fund Safer Than Individual Stock

Monday, July 5, 2010, 12:22 AM | 5 Comments

Let’s face it. Among all the industrialized nations, Americans have the hardest time when it comes to saving , though recently their saving rate has increased exponentially to 5% from a measly less than 1% a year ago. But compared to others, it’s still not enough. When they don’t save enough, they don’t invest enough. […]