You Can’t Always Follow What The New Credit Card Laws Permit

Wednesday, March 17, 2010, 7:18 AM | Leave Comment

We have all heard and read stories about the new credit card laws – Credit Card Accountability, Responsibility and Disclosure – frequently know as CARD – Act. Let the credit experts point out the good, the bad and the ugly in the legislation that went into effect on February 22, 2010. Smart Money on its […]



Breakdown Of How Our Federal Tax Dollars Are Spent

Tuesday, March 16, 2010, 12:29 AM | 2 Comments

If you think nothing, you are right. Who knows where our federal tax dollars go? The federal government collects taxes in order to finance various public services. “I don’t see no money being spent in my neighborhood.” Well, you might not see it, but it is being spent on something. That may be apparent to […]



3 Tips How To Do Accurate Research For Mortgage Refinancing

Monday, March 15, 2010, 12:05 AM | Leave Comment

As a homeowner, this might be a good time as any to refinance your existing mortgage. The interest rate is low, probably as low as it will ever get. Before you talk to your mortgage lender, I suggest you do research on your own. Homeowners who are considering re-financing but are not knowledgeable about the […]



The Economy Is Rebounding But Employment Is Not

Sunday, March 14, 2010, 12:12 AM | Leave Comment

The experts tell us that, in retrospect, we had two recessions in the last 10 or 11 years. I may have said this before, I did not know there was a recession let alone two, one in 1999 and the second one in 2001. And the reason for my “no-feeling” about the two is that […]



10 Tips To Apply Einstein’s Quotes To Personal Finances

Saturday, March 13, 2010, 2:38 AM | 3 Comments

Albert Einstein, as we all know, was one of the greatest minds of the 20th century. To some, he was one of the greatest minds of all times. His many theories have been proven one after the other by human observation. Einstein received the 1921 Nobel Prize in Physics for his services to theoretical physics. […]



Tips How To Make $1.5 Million And Drive A Ferrari

Thursday, March 11, 2010, 6:36 PM | Leave Comment

Who says education doesn’t pay? Sounds like crime, doesn’t it? Christian Science Monitor reports “In the Hong Kong cut-throat world of Chinese education, star tutors drive Ferrari and earn $1.5-million salaries.” After the British left the island and gave control to Mainland China in 1997, English became second language. The government introduced “mother-tongue teaching” to […]



Are Gov. Employees Making More Or Less Than Private Sector?

Wednesday, March 10, 2010, 12:15 AM | 2 Comments

Are government employees – federal, state, and local – earning more money or less than their counterpart in the private sector? I always thought folks in private sector were making more money. That’s the impression I get from the media. Articles after articles have been written about their pay. Brian S. Wesbury and Robert Stein […]



Defusing National Debt Bomb – It Can Be Done – Here’s How

Tuesday, March 9, 2010, 2:18 AM | Leave Comment

Fareed Zakaria writes for Newsweek and is a commentator on CNN and has his own show on Sunday, again on CNN. He has written an article published in Newsweek on Feb 26, 2010 and has titled it “Defusing the Debt Bomb. It can be done. Here’s how.” I found it very interesting to read and […]



Way To Go, Sujata Sachdeva – You Are Finally Debt Free

Monday, March 8, 2010, 1:44 AM | Leave Comment

I gotta give it to you, Sue baby. More and more folks – except the bonus babies – have gone to great lengths to be debt free. Once you get in heavy debt like some folks, it would take you almost a lifetime to get out of debt. In the last two years, you paid […]



Do We Have Bunch Of Teenage Twits In The Nation’s Capital?

Saturday, March 6, 2010, 12:51 PM | Leave Comment

I can make a lot of comments on what’s going on in the nation’s capital especially on Capitol Hill but that would be from the outside what I have learned from the media. Folks working on the inside might know what’s going on in Congress. The members in both houses of Congress are supposedly representing […]