Retirement Planning Must Be In Practice Not In Theory

Thursday, September 9, 2010, 8:00 AM | Leave Comment

There was a time when most folks would work for a company all their lives. They then would retire with whatever pension funds they had accumulated in the company. There were no planning per say for retirement. It was kind of given that along with social security, folks would retire relatively in comfort. So retirement […]



Tips Why You Need Good Financial Adviser

Saturday, September 4, 2010, 6:00 AM | 6 Comments

No matter how well-versed you are in investing and setting up your portfolios for retirement and such, a time comes that you need a financial adviser that will hold your hand and bring you out of your own mini-recession in your personal financial well-being. That is the essence of having a financial adviser. You ought […]



Debt Is Four-Letter Word In Financial Success

Friday, September 3, 2010, 6:00 AM | 1 Comment

I have often said that debt is a four-letter word that is not necessarily bad when mentioning it. There is bad debt and there is good debt. We must avoid stinking bad debt but good debt is usually the livelihood in our personal financial life. TD AMERITRADE Holding Corporation did a survey about how folks […]



Brainstorming As A Group Not Effective

Thursday, September 2, 2010, 6:00 AM | Leave Comment

A new study “Idea generation and the quality of the best idea” from Wharton School of Management suggests that group thinking is detrimental to a company’s health in terms of new ideas. Traditionally, companies have encouraged group brainstorming. Some have sent managers and senior employees to resort areas to think collectively and come up with […]



Technology Usage At Its Best – Khan Academy

Wednesday, September 1, 2010, 7:35 AM | 2 Comments

Internet Technology is an extension of the Information Technology (IT) in general. We all know that. There are for-profit websites (mostly static) and blogs (mostly dynamic) and then there are the non-profit ones. We will call both websites and blogs as just simply sites on the Internet. Generally, the non-profit sites have dot org as […]



Beware The Professional Credit Card Tactics

Tuesday, August 31, 2010, 7:50 AM | 19 Comments

Recently, I received a couple of solicitations for a “professional card.” I didn’t know what it was so I did some research online and came to know that this type of card is not covered under the Credit Card Accountability and Responsibility and Disclosure Act of 2009, better know as CARD Act. It is also […]



Tips To Identify Stock Market Phases

Monday, August 30, 2010, 8:38 AM | 8 Comments

In this post, we identify stock market four phases after we identify a typical economic cycle. If you have a job and are gainfully employed [more than 90% have jobs], you should save some money for investing. The equity stock market has proven to be, time and again, one of the best investments and has […]



Basics Of Investing Still Apply When Markets Are Down

Friday, August 27, 2010, 8:07 AM | 17 Comments

Have a long-term strategy whether the markets are down or up. The markets get to be on the rise when investors keep buying into it, and is termed a bull market. When they start selling – for a variety of reasons, mostly due to panic – the markets start coming down, and is termed a […]



What’s It With Cloud Computing – Cut Costs

Wednesday, August 25, 2010, 8:54 AM | Leave Comment

If businesses of any size desire to cut their costs on using today’s latest and greatest technology, then one alternative – and a best one at that – can be cloud computing. Big companies have presumably been riding the cloud bandwagon for sometime now. It’s time that small businesses should follow the trend as well. […]



Five Outdated Items On Your Resume – Remove Them

Monday, August 23, 2010, 9:21 AM | 3 Comments

Employers have changed their tactics over the years for hiring. Accordingly, resume writing has come a long way in changing its face. Not only the format has changed but the content on it is not what it used to be. Some formats are considered by today’s standard outdated. We all know a good resume can […]