Your Paycheck May Shrink Next Year

Sunday, September 19, 2010, 12:41 PM | Leave Comment

Tax experts and other finance guys tell us Americans’ paychecks will shrink if the Congress of the United States does not act otherwise and sooner. It must act by the middle of November so the Internal Revenue Service may be able to modify and print tax tables. The ex-president George W. Bush signed and enacted […]



Good Customer Service Creates Good Shopping Experience

Saturday, September 18, 2010, 6:00 PM | Leave Comment

Good customer service means creating entire shopping experience. In other words, if someone enters your place of click-and-mortar – CAM – business, from the moment customers step through the door of your business to the moment they walk out [or exit], your job is to make that experience a positive one and one in which […]



Conducting Market Research For Free

Friday, September 17, 2010, 3:59 PM | Leave Comment

There is an abundance of market research sources online that is available free of charge. Among the sites are various government agencies that provide research data that can be very beneficial to your small business. Also, if you are just starting out, the timely research in your specific market segment can make or break your […]



Moving My Sub-Domain To Add-On Domain Is Complete

Wednesday, September 15, 2010, 11:38 AM | 60 Comments

On Monday June 21, 2010, I published a post Moving My Sub-Domain Blog To Add-On Domain. The sub-domain is http://mywebsiteworkout.com/personal-finances/. On and Off, I worked on it. It is now done and completely moved to my add-on domain http://doablefinance.com/ including a few new posts that you will not see them published on my sub-domain which […]



Investing And Fear Followed By Panic Don’t Mix

Monday, September 13, 2010, 11:34 AM | 1 Comment

As the old adage goes, “If you can’t stand the heat, stay out of the kitchen.” I think the legendary investor, Warren Buffett, has been quoted as saying “Fear of loss can disrupt sound investment strategies amid high volatility” or something to that effect. When you invest your hard-earned money, make sure you invest for […]



Retirement Planning Must Be In Practice Not In Theory

Thursday, September 9, 2010, 8:00 AM | Leave Comment

There was a time when most folks would work for a company all their lives. They then would retire with whatever pension funds they had accumulated in the company. There were no planning per say for retirement. It was kind of given that along with social security, folks would retire relatively in comfort. So retirement […]



Tips Why You Need Good Financial Adviser

Saturday, September 4, 2010, 6:00 AM | 6 Comments

No matter how well-versed you are in investing and setting up your portfolios for retirement and such, a time comes that you need a financial adviser that will hold your hand and bring you out of your own mini-recession in your personal financial well-being. That is the essence of having a financial adviser. You ought […]



Debt Is Four-Letter Word In Financial Success

Friday, September 3, 2010, 6:00 AM | 1 Comment

I have often said that debt is a four-letter word that is not necessarily bad when mentioning it. There is bad debt and there is good debt. We must avoid stinking bad debt but good debt is usually the livelihood in our personal financial life. TD AMERITRADE Holding Corporation did a survey about how folks […]



Brainstorming As A Group Not Effective

Thursday, September 2, 2010, 6:00 AM | Leave Comment

A new study “Idea generation and the quality of the best idea” from Wharton School of Management suggests that group thinking is detrimental to a company’s health in terms of new ideas. Traditionally, companies have encouraged group brainstorming. Some have sent managers and senior employees to resort areas to think collectively and come up with […]



Technology Usage At Its Best – Khan Academy

Wednesday, September 1, 2010, 7:35 AM | 2 Comments

Internet Technology is an extension of the Information Technology (IT) in general. We all know that. There are for-profit websites (mostly static) and blogs (mostly dynamic) and then there are the non-profit ones. We will call both websites and blogs as just simply sites on the Internet. Generally, the non-profit sites have dot org as […]