Refinance Calculator

Tuesday, January 6, 2009, 6:00 AM | 1 Comment

Are you looking to crunch some numbers? We’ll help. Calculate your monthly mortgage payment. Read more…



30-year Mortgage Rate Falls For The Ninth Week

Sunday, January 4, 2009, 6:00 AM | 1 Comment

Lower rates and falling house prices are making home mortgages more affordable to potential home buyers. For instance, house prices fell 18 percent over the 12-month period ending in October, 2008. As a result, financial news have it that the number of refinance applications for conventional mortgages jumped over 500% between the weeks ending on […]



No furnace but heat aplenty in passive houses

Friday, January 2, 2009, 6:00 AM | 1 Comment

New York Times online ran a story about “No Furnaces but Heat Aplenty in Passive Houses” by ELISABETH ROSENTHAL Published: December 26, 2008. In Darmstadt, Germany, a new development consists of houses that are heated by alternative energy. “There are no drafts, no cold tile floors, no snuggling under blankets until the furnace kicks in. […]



Tips To Protect Your Identity Online

Thursday, January 1, 2009, 6:00 AM | 2 Comments

We all have seen various online viruses, spywares, and trojan malware have increased many folds. It’s a threat we must take care of. We all must be aware of to do the cleanup on a regular basis. The following are steps you can take to protect your identity and data on your desktop as well […]



Good news for GM potential buyers

Wednesday, December 31, 2008, 6:00 AM | Leave Comment

Reuters.com ran a story “GM, GMAC ease lending rules to entice car buyers” by Jonathan Stempel and Kevin Krolicki on Wed Dec 31, 2008. The article states that “GMAC modified its credit criteria so that it could lend to a wider range of potential customers, two-and-a-half months after significantly curbing lending.” GMAC will now extend […]



Resource Guide To Find a Job Online

Monday, December 29, 2008, 12:16 AM | 4 Comments

Unemployment at a little less than 8% is still quite high. I hope it keeps getting lowered each month. Needless to say we need to have full employment which some economists put it at 5%. Many people have given up even looking for a job. Whether you have recently been laid off or have been […]



Beware The Schmucks Of The Financial World

Saturday, December 27, 2008, 6:00 AM | Leave Comment

Forbes magazine online ran a story about “biggest bums of 2008” by Robert Lenzner. English not being my first language, I always thought a ‘bum’ is someone who does not work, is alcoholic and sits on park bench all day long and probably a good part of the night as well. But someone who lives […]



Paying For College Without Going Broke

Wednesday, December 24, 2008, 12:18 AM | 1 Comment

I just finished a great book Paying for college without going broke by Kal Chany. I find it the best financial aid guide on the market. This book is a must have for anyone who is preparing to apply for financial aid. The book Includes information on maximizing aid eligibility. Offers solid strategies for filling […]



Newly Budget-Minded Turn To Prepaid Phones

Sunday, December 21, 2008, 6:00 AM | 2 Comments

I read an article Newly Budget-Minded Turn to Prepaid Phones by ANDREW LAVALLEE on the Wall Street Journal website. The author gives examples of consumers who have switched from monthly bills to prepaid cell phones. The article gives pros and cons of the prepaid phones. It is, I guess, fine for one person. We are […]



Maximize FDIC Protection For Your Bank Account

Thursday, December 18, 2008, 6:00 AM | Leave Comment

As we all know, in this lousy market, we have to protect our bank accounts. This year, 2008, is the 75th anniversary of the Federal Deposit Insurance Corporation, better know as FDIC. Recent changes in FDIC insurance limits temporarily raised protection, unless Congress makes it permanent, from the familiar $100,000 level to $250,000 per qualified […]