Credit Crisis Over – Perhaps 2009 Stay Of Execution

Monday, February 22, 2010, 3:27 AM | Leave Comment

Let’s hope the credit crisis is over, done with for families as well as businesses, large and small. There are companies that are highly leveraged. That means they use debt to supplement investment in Research & Development and perhaps growth. Therefore, for those companies, the credit crisis is far from over. Some are in deep […]



Congress Is The Designer, IRS Is The Implementer

Friday, February 19, 2010, 2:59 AM | 1 Comment

Congress legislates, the rest of the country follows. As I understand it, that includes the executive as well as the judiciary branches of the government. Let’s not forget that. IRS is a small entity, but let’s face it, it has one of the biggest responsibilities of the many institutions this country has. The famous slogan […]



Is The Country Known As The U.S. Financially Governable?

Thursday, February 18, 2010, 12:25 AM | 1 Comment

The title for today’s post is part of a statement given by G. William Hoagland, who was a fiscal policy adviser to Senate Republican leaders and a witness to past bipartisan budget summits. “These days I wonder if this country is even governable.” On Feb. 15, 2010, Senator Evan Bayh of Indiana – son of […]



19 Steps To Screwing Up Your Career

Tuesday, February 16, 2010, 12:08 AM | 1 Comment

Sital Ruparelia has an article on his career management blog. The title of the article is 19 Steps To Screwing Up Your Career. That’s good and dandy. All steps he mentioned are good steps to avoid. However, I think he missed the biggest step to screw up your career and that is to keep working […]



6 Tips To Help You Choose The Right Career

Monday, February 15, 2010, 4:36 AM | Leave Comment

The unemployment rate is still quite high, around 10%. Some experts say it will take some time that the economy rebounds. That means jobless rate will be up in the 8% to 10% range in the foreseeable future. You have been out of work for a year or maybe longer now. How about if you […]



Keep Track Of Saving Opportunities On Your Mobile Phone

Sunday, February 14, 2010, 2:23 AM | Leave Comment

My 20-year old son is very much careless about using his debit card. He uses it to buy $3 or $5 worth of fast food just to satisfy his craving for it. He is not careful enough to check his debit account whether he has the money in the account or not. Three times during […]



10 Easy Steps To Finding The Best Mortgage Lender

Saturday, February 13, 2010, 1:54 AM | Leave Comment

When you need the best financial adviser, you look for the best. When you need a good tax preparer, you find a good one. On the same token, when you look for a good and an effective mortgage lender, you look for the best mortgage lender. These days, because of the so many scams going […]



5 Tips To Become A Successful Entrepreneur

Friday, February 12, 2010, 6:00 AM | Leave Comment

Entrepreneurs are usually thought of as risk takers. True, they take risk but calculated risk at that. A true entrepreneur works constantly and always does due diligence to maximize the odds of success. Entrepreneurship is a state of mind where it must follow to imagine and predict what is possible and most important to execute […]



10 Tips To Shape Up Your Finances in 2010

Thursday, February 11, 2010, 1:15 AM | Leave Comment

Most folks have resolutions for the new year in terms of a healthy weight, quit smoking and get more exercise. Because of the bad economic situation and the increasingly unpredictable future for personal finances, this new year is an excellent opportunity for folks to shape up financially. May that be getting out of debt, raising […]



5 Steps To Consider Before You Start Your Own Business

Tuesday, February 9, 2010, 6:00 AM | Leave Comment

It’s hard to start a new business of your own in this lousy economy. But there are folks who still do it and do it successfully. If you have lost your job and cannot get into the work force right away, or probably you have a job and want to start your own business, there […]