Little Ways To Save Big Bucks On Groceries

Tuesday, July 6, 2010, 7:13 AM | Leave Comment

We all want to save money any which way we can. Even the rich would take certain steps to bargain and save some money. Sometimes it’s not a question of whether you can afford it or not, you would definitely bargain with the seller to give you better deal. However, no one wants to spend […]



Investing In Mutual Fund Safer Than Individual Stock

Monday, July 5, 2010, 12:22 AM | 5 Comments

Let’s face it. Among all the industrialized nations, Americans have the hardest time when it comes to saving , though recently their saving rate has increased exponentially to 5% from a measly less than 1% a year ago. But compared to others, it’s still not enough. When they don’t save enough, they don’t invest enough. […]



Carrying Balance Increases Cost Of Credit Cards

Sunday, July 4, 2010, 1:56 AM | 5 Comments

While it’s best to pay off your credit card bill every month in full by the due date, we all know it’s not always the easiest “ritual” to do in life. However, many more folks are unaware – a lot more don’t even wanna know – how much their credit cards cost in terms of […]



Teach Your Children To Value Money

Saturday, July 3, 2010, 6:42 AM | Leave Comment



Most of us know but don’t realize that not only the grown-ups have money problems, our kids have many more problems to handle money than we do. When my son was 5 years old, he once told me we did not have money problem. I said yes we did. He said it was very simple. […]



Time Is Right To Refinance But Not For Everyone

Friday, July 2, 2010, 4:55 AM | 7 Comments

For the week ending June 24, the 30-year fixed-rate mortgage (FRM) averaged a record low 4.69%, down from 4.75% the week before and 5.42% a year ago, according to Freddie Mac’s weekly survey. The reason for the falling rate might be that credit is still not readily available for a variety of reasons, the biggest […]



Tips How Not To Act Like An A**Hole

Thursday, July 1, 2010, 4:44 AM | Leave Comment

It’s a difficult subject and no one likes to talk about it. But You must have heard yourself or others saying something like “What an asshole!” At one time or another, some of us who are over 50 years old have seen employees advance in their career who openly act like an asshole. They have […]



Tips How To Follow Advice Of Master Investors

Sunday, June 27, 2010, 1:27 AM | Leave Comment

In any kind of economy, there are investors that do better than others in stock market. There are those who, in the industry, are known as master investors. Of course, not all master investors are right when they invest or advise folks where to invest. It’s a difficult profession to say the least. Some of […]



Tips To Invest $50 A Month

Thursday, June 24, 2010, 2:39 AM | 1 Comment

I know these are hard times but most of us can save at least $50 a month sometimes just only by not munching on snacks from vending machines. Some of us, especially the younger ones, can save money by skipping to buy one video game a month. That could easily save you $50 a month […]



Tips For Successful Investing

Wednesday, June 23, 2010, 12:20 AM | Leave Comment

No matter how the economy is behaving – recessionary or booming – following certain basics will improve your performance when investing. Also, it does not matter what your circumstances are and how much you are able to invest, as long as you keep investing consistently. It will eventually provide you with a more comfortable and […]



Moving My Sub-Domain Blog To Add-On Domain

Monday, June 21, 2010, 6:00 PM | Leave Comment

I have been blogging about personal finance and its related subjects since October 2008. So it has been well over a year-and-a-half of posting – well over 650 – to my blog. I started blogging initially to share my own thoughts and beliefs, especially as an immigrant. Folks’ ways of doing things in the old […]