Tips To Fix Excess Contributions To 401(k) And IRA

Saturday, December 11, 2010, 3:28 AM | 3 Comments

U.S. News & World Report – There are many ways to save for retirement. You can open a Roth IRA with a financial institution, contribute to a 401(k) or Thrift Savings Plan account through your employer, make contributions to a self-employed retirement plan, or use some combination of these accounts. Having several retirement accounts to […]



U.S. Tax Dollars Fund Child Sex Slavery In Afghanistan

Friday, December 10, 2010, 6:37 PM | 2 Comments

Human Trafficking: The now infamous Wikileaks recently released a cable from Afghanistan revealing U.S. government contractor DynCorp threw a party for Afghan security recruits featuring trafficked boys as the entertainment. “Bacha Bazi” is the Afghan tradition of “boy play” where young boys are dressed up in women’s clothing, forced to dance for leering men, and […]



Lawsuit Against Discover For Lack Of Ethics

Friday, December 10, 2010, 6:44 AM | 1 Comment

Discover Bank has been found to lack ethics which has turned into deceptive and unethical business practices. These practices include payment protection, identity theft protection, wallet protection and credit score tracking products without the consent of consumers. Minnesota has joined New Jersey alleging that Discover has been engaging in deceiving their states’ residents in the […]



Record Deposits At Banks And Credit Unions

Thursday, December 9, 2010, 7:44 AM | Leave Comment

Despite the fact that banks and credit unions pay a dismal interest rate – less than 1% – deposits at these financial institutions have increased by $1 trillion to a record level that has reached a total of $7.74 trillion since October 2007. Most checking accounts don’t even pay interest. These are the findings of […]



Tips for Taxpayers Making Charitable Donations

Wednesday, December 8, 2010, 4:45 AM | Leave Comment

Americans like to donate to their selected charities. For the most part, they are givers instead of receivers. For this reason, I guess IRS has deductions for folks who donate to charitable organization to make it easier for individuals as well as organizations. If you made a donation or going to make one in the […]



The IRS May Owe You Money

Tuesday, December 7, 2010, 5:50 AM | 2 Comments

Many folks are afraid to file tax return. They think IRS is a big monster where everyday is Halloween and Michael Myers at the IRS is out to get them. IRS is simply a U.S. Government agency like any other which has been given the thankless job of collecting taxes. But by no means people […]



Ultimate Plan Of Financial Self-Defense

Monday, December 6, 2010, 6:31 AM | Leave Comment

There are external forces that act on your personal finances that on the most part you have no control over. They include inflation, the money supply and the workings of the Federal Reserve System. You as an individual can, in some limited ways, protect your family from a serious crisis in your financial life. The […]



IRS Hits Minorities To Boost Tax Revenues

Saturday, December 4, 2010, 4:55 AM | Leave Comment

To boost tax revenues, IRS hits minorities and hits them enough that some folks think the agency is racist and being racist coming from a branch of the U.S. Government is serious business. Needless to say it’s against the law to discriminate against minorities by a U.S. agency. If you are a minority especially of […]



Debt To IRS – or How I Learned To Pay Past Due Taxes

Friday, December 3, 2010, 5:00 AM | Leave Comment

When you owe money to IRS and you are past due in taxes, then the agency mandates that you use third party services. These parties are registered with and are approved by IRS. IRS says Paying a Balance Due is called Lockbox for individual taxpayers. “Lockbox is a collection and processing service provided by a […]



Save Money With Coupons

Friday, December 3, 2010, 2:53 AM | 1 Comment

Coupons.com Inc. enables digital coupon programs – including online printable, Save to Card and mobile promotions – for the nation’s top brands and retailers. Founded in 1998 and privately held, Coupons.com is based in Mountain View, CA. It offers Top 50 U.S. web property and is No. 1 in the Coupons/Rewards category – as well […]