Use ATM to deposit your check

Wednesday, October 28, 2009, 6:34 AM | 1 Comment

My son is going to college but he recently got a part-time job at an investment and financial company local to where we live. Monday he started his 4th week. Payroll was late in paying him his first check so at the end of his 3rd week, he got two checks. On Saturday, I gave […]



Tips and resources for investing over the long term

Monday, October 26, 2009, 5:29 AM | Leave Comment

In these hard times, if you want to invest your hard-earned money, you better start educating yourself about the subject. You must be willing to put in some reading and understanding time, so that you are ready to invest perhaps in stocks, bonds, real estate. You must understand the market and how to put together […]



Smile, don’t bark, in tough times – Harvard Business Review

Saturday, October 24, 2009, 2:06 PM | 5 Comments

I read an article online on Harvard Business Review website under the heading “Smile, Don’t Bark, in Tough Times.” It talks about how to behave with and treat your employees in tough times as we are all going through them now. Whether on the individual and family level or the institutional level, the crust of […]



Tips to maximize your high-mileage vehicle

Thursday, October 22, 2009, 9:20 AM | Leave Comment

Those days are gone when one more mile on 99,999 would bring the odometer back to zero. Remember the “nigh” in conversation as late as the 1980s. Today, odometers roll off the miles well into six figures and casual use of “nigh” is no more. We just take it for granted that any vehicle we […]



IRS touts its amnesty, trains sights on evaders

Thursday, October 15, 2009, 5:07 AM | Leave Comment

This report is published on nytimes.com. Excerpts The Internal Revenue Service said more than 7,500 U.S. taxpayers with undeclared offshore accounts had stepped forward under its limited amnesty program, and the agency announced a new push to stop tax evaders from moving funds between foreign countries. The accounts ranged in size from just above $10,000 […]



Spokane WA Means Children Of The Scam

Monday, October 12, 2009, 2:08 PM | 2 Comments

The name Spokane (pronounced spo-can), Washington State’s second-largest city, means children of the sun in a Native American dialect. William P. Barrett, over at Forbes Magazine, says “children of the scam” seems equally fitting. He must have done his research to claim something like that. He gives a few examples why he thinks rugged individualism […]



7 Qualities You Must Have to Become a Successful Consultant

Sunday, October 11, 2009, 5:59 AM | 1 Comment

Becoming a consultant is easy. Becoming a successful consultant is not that easy. It needs hard work, dedication and consistency. Initially, it needs a lot of planning. A good business plan can do the trick. But the most important question you can ask yourself is “Do you have what it takes to be a successful […]



Talk for free with your loved ones overseas

Saturday, October 10, 2009, 7:43 AM | 1 Comment

About two weeks ago, we downloaded and installed Skype on our home computer. We asked our daughter who is studying overseas to do the same on her computer. She had bought a laptop which came with a video camera already installed integrated with microphone as well. Here, at home, in the United States, I bought […]



What’s It With The Poor – Subsidizing The Rich

Wednesday, October 7, 2009, 3:56 PM | 1 Comment

The poor are subsidizing the rich – say what? Are you crazy? No I am not crazy. Let me explain. A rich dude with 10 credit cards goes into a store and buys stuff using his plastics. The card companies charge the store a certain amount of fees for giving the store the convenience to […]



Prepaid Cards Are On The Rise – Is It Convenience?

Tuesday, October 6, 2009, 12:12 PM | Leave Comment

Go to any drug or convenience store or stores like Wal-Mart, you would find an abundance of prepaid cards. They are gift cards for retailers, phone cards and such that you can buy for a fixed amount of $5, $10, $50 or more. The convenience is that the vendors don’t check your credit and their […]