Simplify Your Finances: How to Manage Unforeseen Expenditures

Friday, October 20, 2017, 6:00 PM | Leave Comment

They say that the “foreseeable future” is an oxymoron. The idea that any of us can know what is just around the corner is indeed a fantasy.

The best that we can hope for is that we can guess and predict our life carefully enough to not make any major errors.

However, even with the best of planning that are still expenses that arise in our lives which we did not plan for.

Here, we look at some of the ways to manage those unforeseen expenses.

Simplify Your Finances

  • Be Responsible

    Before you get yourself all worked up about an expense that you did not expect to have, first consider if you are really responsible for that expense in the first place. That is to say that there are circumstances in which you may not be the one who has to make the payment.

    If the expense is medical in nature, you might have health insurance that covers it. Something breaks in your home or work? It is possible that someone else is liable for that damage.

    Before you dig into your pockets searching for money you do not have, research if you are legitimately the person who has to make a payment in the first place.

  • Pest Control Expenses

    Let us take a look at an expense that may arise in your life that you were not expecting. That example can be pest control.

    Some companies, like PermaTreat Pest & Termite Control, know that many of us do not think about the fact that there are always pests all around us at any given time.

    There is really no reason that your home or business is any less prone to having these critters infiltrate your space than anyone else’s if you are not taking precautionary steps against it.

    Pest control services make a lot of sense. You can have someone come out and treat your building at least every few months to try to avoid having a much larger cost if something bigger happens as a result of those pests getting in.

  • Sell off Extras for Cash

    You might believe that you are always strapped for cash, but the reality is that you probably have things in your home which are worth something.

    Look at that old gaming system you never use anymore, maybe a lawnmower that you have no use for anymore, or even some jewelry.

    Whatever the case may be, most all of us have some things that we are not deriving value out of that someone else wants.

    If you sell what you have for some cash, it can help you climb out of the financial bind you currently find yourself in.

It is not sexy or necessarily fun to create an emergency budget, but it just might bail you out if you are trapped in a tough situation financially. Having those emergency funds ready and available to you when you need them is mission number one for any person who finds themselves constantly in a struggle with money.

Author BIO

Rachelle Wilber is a freelance writer living in the San Diego, California area. She graduated from San Diego State University with her Bachelor’s Degree in Journalism and Media Studies. She tries to find an interest in all topics and themes, which prompts her writing. When she isn’t on her porch writing in the sun, you can find her shopping, at the beach, or at the gym. Follow her on twitter and Facebook.

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