Starting A New Job? What To Look For With The Benefits Package

Thursday, January 12, 2017, 6:00 AM | Leave Comment

Most people go to work because it gives them the money needed to pay their bills.

However, employers often offer additional benefits such as health insurance or paid days off.

If you are about to start a new job, how can you can be sure that you are getting the most from your benefits package?

Starting A New Job What To Look For With The Benefits Package

  • Make Sure That You See the Doctor and Dentist Regularly

    If your employer is willing to pay for wellness visits with your physician or for medical procedures that you need, it makes no sense not to use that benefit.

    The same is true if your employer will pay for you to get your teeth cleaned or have work done to improve or preserve your oral health.

    Those benefits could be worth thousands of dollars for yourself or for your family if they are covered too.

  • Check to See Who Your Insurance Providers Are

    Just because you have health or dental coverage doesn’t mean that it is accepted everywhere.

    Therefore, it makes sense to ask your employer’s benefits department which insurance company that you use and if you have any choice in the provider that you use.

    It is also important to know whether your policy allows for out-of-network coverage as well as whether or not you need a referral before having certain procedures done.

    Your employer may use a company like Rob Jackson Insurance to help you find the best options for you.

  • Don’t Be Afraid to Use All of Your Paid Days Off

    Even if you don’t plan on taking a week off to go to Miami or Cancun, you should make the most of your paid days off.

    Taking a day off every few weeks to recover from a night out or taking a day off to recover from an illness can keep you from being a negative asset at the office.

    Taking personal days can prevent burnout, which can lower your risk of getting sick in the first place.

    Most employers these days don’t care why or when you use your time off, so you shouldn’t feel bad about calling in even if you don’t have a specific reason to do so.

The benefits package that your employer offers can be worth hundreds or thousands of dollars per year is used properly.

Therefore, it is in your best interest to understand what it provides and who provides it.

In addition to saving money, you may find that your physical and mental health improve by taking care of yourself throughout the year.

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