The Seeds You Plant Today: Top 8 Low-Risk Investment Options to Consider
Tuesday, December 25, 2018, 6:00 PM | Leave Comment
Nowadays, investing is one of the most popular ways to make money, and if you do it right, you can make a lot of it; but there’s still a huge stigma surrounding investment which is that it comes with a lot of risks.
This is true; there are many opportunities out there which have a lot of risks which you could lose.
Nevertheless, the other edge of the sword shows there’s also a lot of low-risk investment options out there where the price of loss isn’t too high, and you can make a nice and steady income and profit off your original sum.
If this is the kind of investment you’re thinking about, then you’re in luck as today we explore eight of the best low-risk investment opportunities you need to know.
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Dividend-Paying Stocks
One of the best ways to make some quick money through investment is simply to look into stocks that pay out a nice dividend. For example, if you’re looking at three stocks that pay out roughly the same, but one has no dividend, one has 3% and one has 6%, the 6% stock would make you the most money.
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TIPS
Also known as ‘US Treasury Inflation Protected Securities’, there are several bond types you can choose here where you’re able to submit a secure investment that will pay back as inflation rises by a given percentage.
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Cash Value Life Insurance
While this may be deemed a slightly controversial form of investment, this is a great way to invest if you’re looking to safely pass down your wealth to your beneficiaries as well as passing on a chunk of your investment value.
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A Self-Directed IRA
An IRA stands for an ‘Individual Retirement Account’ which is basically another way you save invest money and then take the profits to invest in your retirement fund. A self-directed fund means the money you invest will only be invested into pre-approved industries and stocks, ensuring you know exactly where your money is going.
However, there are lots of different types of self-directed IRA programs out there, but why not take advantage of The Entrust Group’s self-directed IRA and see what they can do for you?
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Credit Card Bonuses
There are plenty of credit card companies out there that will give a reward for using them or for signing up in the first place. If you’re looking to invest your money, why not here because you can pay them off quickly to avoid interest rates and can have access to exclusive rewards.
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P2P Lending
Easily one of the most recommended types of low-risk investment, ‘Peer to Peer Lending’ is an investment where you invest a certain amount into a business and then get that money back with a bit of interest; rather than the traditional form of stocks.
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Money Market Funds
If you don’t want to risk losing your initial investment, the money market funds can be a great place to go. While the interest may be small, and the risk isn’t entirely gone, it’s pretty much a safe bet, especially when you use a professional broker.
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High-Interest Savings Accounts
There’s no denying the safest form of investment is putting your money into a high-interest savings account. There’s no investment really needed; you’ll just receive the higher rates of interest on what you already own.
Summary
As you can see, there’s a broad range of low-risk investment opportunities out there for you to choose from. Make sure you’re researching what options are best for you, what type of investment you’d like, and then jump in and start making your profits!
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