Trim the Fat: How to Save on Essential Expenses

Wednesday, February 25, 2015, 6:00 AM | Leave Comment

Too often, it’s not the big expenses that drain our bank accounts the most. Instead, it tends to be those little daily expenses that quickly put us in the red. If you want to save money and spend less on those basic essentials, then follow these tips to trim the fat and spend less on your essential expenses.

Trim the Fat-How to Save on Essential Expenses

Here are just a few ways you can make your essential expenses a little less.

  • Become a Coupon Person

    A lot of people eschew coupons, for fear of being one of those “crazy coupon people” that they see on reality television.

    Unless you’re using coupons to buy massive quantities of products to stockpile, you don’t need to worry about falling into the “extreme coupon” category.

    Coupons have gotten a bad reputation, but they are easily the best way to save money on your basic expenses. The best places to find coupons are online and in the Sunday paper.

    While you don’t need to stockpile a hundred of the same item, stocking up a bit on those essential products like toilet paper and shampoo is a good idea if the opportunity presents itself.

  • Bundle Your Insurance

    The easiest way to save money is to bundle all of your various insurance payments. With one multi-policy plan, you’ll enjoy discounts across the board.

    It is almost always wasteful to purchase your insurance separately. Bundling your Meyer’s Insurance Ltd insurance will save you both time and money.

    Insurance is an essential expense and saving on those can go a long way.

  • Follow “Eco-Friendly” Tips

    Not all of us are “green” types but if we want to save money than going green should be high on your list.

    Even if you aren’t a hardcore environmentalist, however, it’s a good idea to follow those “eco-friendly” tips you see on the internet and in magazines.

    Not only are these tips good for the planet, but they can end up saving you huge amounts on your monthly energy and heating bills.

    Follow green tips like always turning off lights when you leave rooms or ensuring that your old door frames and window panes are insulated so that you aren’t paying to heat the outdoors.

    Even if you aren’t a crunchy granola type, minimizing your energy and heat usage is one of the best ways to cut down on your monthly expenses.

If you want to save on your essential expenses, the most important thing to remember is to cut costs wherever you see an opportunity.

Whether it’s turning down the heat in your home during the day to lower the bill or choosing generic over name-brand, little changes here and there can add up to a lot of money saved each month.

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