How To Make Your Retirement Fund Last – Relocate to Mexico!

Thursday, May 30, 2013, 1:00 AM | 6 Comments

Over the last few years, retirees in US have been facing tough times. Bank interest loans are negligible and negative when inflation is also factored in. Stocks markets have just recently started doing well but stocks are not for everyone. Many of the retirees got their fingers burnt in the last crash.

Besides that most retirees’ risk profile doesn’t allow them to invest heavy sums in stocks market. The real estate is also not doing as to bring back investor’s confidence. On the surface for an investor especially a retiree there are no options to invest money in instruments where he can get good returns without a major risk downside.

A retiree has no job and a limited amount of money which has to be stretched for the rest of life. Besides day to day living, increasing health care is such a big drain on a retiree’s meager resources.

In such a bleak scenario, a large number of expats from America are relocating to Mexico for retirement. As the baby boomers are approaching their retirement age the number is only increasing.

Prohibitive medical expenses, high cost of living and with an urgent need to make their dollar last longer is prompting retirees to head southwards to warmer climes of Playa del Carmen, Mexico.

  1. Mexico property prices are relatively cheaper compared to similar properties in USA. In fact in Mexico you can get beautiful beachside or beach view homes at prices unheard of in USA. With proper planning, retirees can easily relocate to Mexico and spend the rest of the life in the Mexico among expats from US and Canada.

  2. Mexico has a pleasant and warm weather which suits people from colder climes. In most of the places in Mexico, the temperature is warm but that hot throughout the year.

  3. Mexico has some of the world’s top beaches on both sides. If on the west coast you have Los Cabos and Puerto Vallarta, on east coast there are Cancun, Playa del Carmen and Tulum. As many people harbor a dream of retiring to some beach paradise, Mexico with plethora of beaches and cheap real estate fits the bill perfectly.

  4. Mexico has a significant advantage over US when it comes to cost of living. Many of the house hold items and services in Mexico are cheaper. This means your dollar can last longer without compromising on your lifestyle. In fact you can live luxuriously in Mexico on a moderate budget.

  5. Healthcare in Mexico is of world class standards and so affordable that people from USA come to Mexico for major surgeries to save on their medical expenses.

  6. Mexico shares its border with USA and is a close cultural and economic partner of USA. Because ease of accessibility and cultural affinity, Mexico is the top choice for retirees.

Moving to any location leave alone a foreign country like Mexico is a major decision for anyone. Leaving your country, neighborhood, friends, relatives and going to a different country can be a decision where both heart and mind have to be in consonance.

Going to Mexico may mean uprooting your roots. If your heart is set on a place with beautiful landscape, miles of beaches and mind wants a financially secure life for you then Mexico is the place to be!

About the Author:

David Selva is a Playa Del Carmen Real Estate Consultant, Sales Director and founder of Selva Co Realty. David has an experience of more than 6 years as a real estate professional in the Riviera Maya region of Mexico.

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  1. 6 Responses to “How To Make Your Retirement Fund Last – Relocate to Mexico!”

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